Laguna Niguel, CA—92677
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Laguna Niguel, CA
As of Oct '25, the median home price in Laguna Niguel, CA is $1,434,000, with a year-over-year change of 2.3%. This indicates that home prices in Laguna Niguel, CA are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,434,000 | 2.3% |
| Single Family | $1,645,000 | 1.8% |
| Condos | $752,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $522,000 | -2.1% |
2 Bed | $795,000 | 0.4% |
3 Bed | $1,320,000 | 2.1% |
4 Bed | $1,851,000 | 1.6% |
| 5 Bed | $2,326,000 | 1.8% |
% of Housing Stock
Rental Trends — Laguna Niguel, CA
As of July '25, Rentcast reports the average rent in Laguna Niguel, CA is $3,980, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Laguna Niguel, CA is studios: $2,390, 1-bedrooms: $2,700, 2-bedrooms: $3,430, 3-bedrooms: $5,050, 4-bedrooms: $6,870. The most common rental property sizes in Laguna Niguel, CA are 2-bedroom and 3-bedroom, accounting for 42.4% and 19.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,280 | $3,980 |
| Studio Rent | $2,450 | $2,390 |
| 1 Bed Rent | $2,630 | $2,700 |
| 2 Bed Rent | $3,280 | $3,430 |
| 3 Bed Rent | $4,950 | $5,050 |
| 4 Bed Rent | $6,500 | $6,870 |
% of Rental Stock
Property Listings — Laguna Niguel, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Laguna Niguel, CA is 57. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,450,000 | -17.0% |
Listing Count | 209 | 24.0% |
| Listings as % of Homes | 0.4% | 24.0% |
Days on Market | 57 | 22.0% |
Demographics — Laguna Niguel, CA
As of the latest ACS Survey released in 2023, Laguna Niguel, CA has a population of 64,000, which has decreased by -3.6% over the past 5 years. Laguna Niguel, CA is a moderately popular place for families, as children make up 17.5% of the population. The area has a highly educated workforce, with 59.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 64,000 | -3.6% |
% Under 18 | 17.5% | -12.1% |
% Seniors | 21.0% | 22.8% |
% WFH | 24.1% | 111.4% |
% w/ College Degree | 59.3% | 11.5% |
As of the latest ACS Survey released in 2023, Laguna Niguel, CA is a predominantly white area, with 64.3% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Laguna Niguel, CA is hispanic, making up 15.4% of the population. Foreign-born residents account for 24.1% of the population in Laguna Niguel, CA, and this percentage has increased by 12.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.3% | -3.2% |
% Black | 1.7% | -5.6% |
% Hispanic | 15.4% | -9.4% |
% Asian | 11.6% | 14.9% |
% Foreign Born | 24.1% | 12.1% |
Mortgage and Risk — Laguna Niguel, CA
According to HUD data as of 2023, there were 191 mortgage originations in Laguna Niguel, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 39.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Laguna Niguel, CA. Investor activity is low, as 4.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 191 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Laguna Niguel, CA
As of 2024, the percent of homes in Laguna Niguel, CA under the Section 8 program is 3.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Laguna Niguel, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 290 |
Total Units Section 8 | 290 |
% Rentals under Section 8 | 3.3% |
% Occupied Section 8 | 91.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $2,630 | $2,840 |
| 2 Bedroom | $80 | $3,280 | $3,360 |
| 3 Bedroom | -$400 | $4,950 | $4,550 |
| 4 Bedroom | -$1,070 | $6,500 | $5,430 |
Affordability — Laguna Niguel, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.3 |
| Median Home Price | $1,434,000 |
| Median Household Income | $141,000 |