Dana Point, CA92629

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,675,000
2.8% YoY Growth
Median Household Income
$132,000
31.4% 5-Year Growth
Days on Market
68
3.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$5,250
1.7% YoY Growth
1-Bed Rent
$2,800
4.2% YoY Growth
2-Bed Rent
$4,500
1.5% YoY Growth
3-Bed Rent
$6,500
1.2% YoY Growth

Other Zip Codes in Dana Point, CA

Property Listings — Dana Point, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Dana Point, CA is 68. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$2,220,000-26.0%
Listing Count
1178.0%
Listings as % of Homes0.6%8.0%
Days on Market
683.0%
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Demographics — Dana Point, CA

As of the latest ACS Survey released in 2023, Dana Point, CA has a population of 26,200, which has decreased by -2.0% over the past 5 years. Dana Point, CA is a moderately popular place for families, as children make up 17.1% of the population. The area has a highly educated workforce, with 59.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,200-2.0%
% Under 18
17.1%-5.0%
% Seniors
23.1%5.5%
% WFH
31.9%170.3%
% w/ College Degree
59.0%11.3%
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As of the latest ACS Survey released in 2023, Dana Point, CA is a predominantly white area, with 73.3% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Dana Point, CA is hispanic, making up 13.6% of the population. Foreign-born residents account for 14.5% of the population in Dana Point, CA, and this percentage has decreased by 4.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.3%-2.0%
% Black
2.2%83.3%
% Hispanic
13.6%-23.2%
% Asian
3.6%0.0%
% Foreign Born
14.5%-4.6%
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Mortgage and Risk — Dana Point, CA

According to HUD data as of 2023, there were 144 mortgage originations in Dana Point, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 39.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Dana Point, CA. Investor activity is low, as 6.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
144
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
6.0%
% Second Loans
2.0%
% Cash Out Refinance
19.0%

Loan Activity

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Rentals and Section 8 — Dana Point, CA

As of 2024, the percent of homes in Dana Point, CA under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Dana Point, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
22
Total Units Section 8
22
% Rentals under Section 8
0.5%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$2,800$2,820
2 Bedroom-$1,170$4,500$3,330
3 Bedroom-$1,990$6,500$4,510
4 Bedroom-$1,870$7,250$5,380

Affordability — Dana Point, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio10.8
Median Home Price$1,675,000
Median Household Income$132,000

Dana Point, CA — ZIP Code Boundary Map

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Frequently Asked Questions