Clayton, CA—94517
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clayton, CA
As of Oct '25, the median home price in Clayton, CA is $1,019,000, with a year-over-year change of -5.2%. This indicates that home prices in Clayton, CA are decreasing. According to Zillow, the 1-year price projection is -2.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,019,000 | -5.2% |
| Single Family | $1,031,000 | -4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $626,000 | -4.0% |
3 Bed | $876,000 | -5.4% |
4 Bed | $1,086,000 | -4.7% |
| 5 Bed | $1,258,000 | -4.7% |
% of Housing Stock
Rental Trends — Clayton, CA
As of July '25, Rentcast reports the average rent in Clayton, CA is $4,160, with a year-over-year rent change of 2.2%. Per bedroom, the median rent as of July '25 in Clayton, CA is 3-bedrooms: $3,920, 4-bedrooms: $4,750. The most common rental property sizes in Clayton, CA are 3-bedroom and 4-bedroom, accounting for 48.6% and 30.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,800 | $3,920 |
| 4 Bed Rent | $4,500 | $4,750 |
% of Rental Stock
Property Listings — Clayton, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Clayton, CA is 30. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $937,000 | -13.0% |
Listing Count | 40 | -5.0% |
| Listings as % of Homes | 0.4% | -5.0% |
Days on Market | 30 | -1.0% |
Demographics — Clayton, CA
As of the latest ACS Survey released in 2023, Clayton, CA has a population of 12,200, which has decreased by -9.7% over the past 5 years. Clayton, CA is a moderately popular place for families, as children make up 21.9% of the population. The area has a highly educated workforce, with 57.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,200 | -9.7% |
% Under 18 | 21.9% | -3.9% |
% Seniors | 16.3% | -4.1% |
% WFH | 20.0% | 94.2% |
% w/ College Degree | 57.7% | 11.8% |
As of the latest ACS Survey released in 2023, Clayton, CA is a predominantly white area, with 66.6% of the population identifying as white. The white population has shrunk by 9.6% in the last 5 years. The second most common race or ethnicity in Clayton, CA is hispanic, making up 12.8% of the population. Foreign-born residents account for 13.3% of the population in Clayton, CA, and this percentage has increased by 31.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.6% | -9.6% |
% Black | 2.6% | 18.2% |
% Hispanic | 12.8% | 18.5% |
% Asian | 11.0% | 74.6% |
% Foreign Born | 13.3% | 31.7% |
Mortgage and Risk — Clayton, CA
According to HUD data as of 2023, there were 230 mortgage originations in Clayton, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Clayton, CA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 230 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Clayton, CA
Clayton, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $3,300 |
| 2 Bedroom | N/A | N/A | $4,020 |
| 3 Bedroom | $1,340 | $3,800 | $5,140 |
| 4 Bedroom | $1,610 | $4,500 | $6,110 |
Affordability — Clayton, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $1,019,000 |
| Median Household Income | $165,000 |