Fremont, CA94538

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,294,000
4.3% YoY Growth
Median Household Income
$144,000
36.1% 5-Year Growth
Days on Market
34
21.0% Longer than last year
Home Price Forecast
-2.0%
Median Rent
$2,610
11.3% YoY Growth
1-Bed Rent
$2,280
8.1% YoY Growth
2-Bed Rent
$2,720
3.1% YoY Growth
3-Bed Rent
$3,790
5.6% YoY Growth

Other Zip Codes in Fremont, CA

Property Listings — Fremont, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Fremont, CA is 34. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,220,0003.0%
Listing Count
8428.0%
Listings as % of Homes0.2%28.0%
Days on Market
3421.0%
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Demographics — Fremont, CA

As of the latest ACS Survey released in 2023, Fremont, CA has a population of 67,700, which has remained stable by -0.6% over the past 5 years. Fremont, CA is a moderately popular place for families, as children make up 20.8% of the population. The area has a highly educated workforce, with 53.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
67,700-0.6%
% Under 18
20.8%1.5%
% Seniors
11.2%9.8%
% WFH
26.9%320.3%
% w/ College Degree
53.4%12.2%
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As of the latest ACS Survey released in 2023, Fremont, CA is a predominantly asian area, with 56.3% of the population identifying as asian. The asian population has grown by 8.1% in the last 5 years. The second most common race or ethnicity in Fremont, CA is hispanic, making up 19.5% of the population. Foreign-born residents account for 50.5% of the population in Fremont, CA, and this percentage has increased by 2.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
16.4%-17.2%
% Black
3.3%-15.4%
% Hispanic
19.5%2.1%
% Asian
56.3%8.1%
% Foreign Born
50.5%2.0%
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Mortgage and Risk — Fremont, CA

According to HUD data as of 2023, there were 367 mortgage originations in Fremont, CA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Fremont, CA. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
367
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Fremont, CA

As of 2024, the percent of homes in Fremont, CA under the Section 8 program is 5.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Fremont, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
707
Total Units Section 8
688
% Rentals under Section 8
5.3%
% Occupied Section 8
92.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$400$2,280$2,680
2 Bedroom$540$2,720$3,260
3 Bedroom$380$3,790$4,170
4 Bedroom$760$4,200$4,960

Affordability — Fremont, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.1
Median Home Price$1,294,000
Median Household Income$144,000

Fremont, CA — ZIP Code Boundary Map

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Frequently Asked Questions