French Camp, CA—95231
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — French Camp, CA
As of Oct '25, the median home price in French Camp, CA is $508,000, with a year-over-year change of -4.2%. This indicates that home prices in French Camp, CA are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $508,000 | -4.2% |
| Single Family | $507,000 | -4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $386,000 | -4.7% |
3 Bed | $528,000 | -3.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — French Camp, CA
As of July '25, Rentcast reports the average rent in French Camp, CA is $3,300, with a year-over-year rent change of 65.0%. Per bedroom, the median rent as of July '25 in French Camp, CA is 3-bedrooms: $3,300. The most common rental property sizes in French Camp, CA are 3-bedroom and 2-bedroom, accounting for 72.5% and 19.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,300 | $3,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,300 | $3,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — French Camp, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in French Camp, CA is 28. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,110,000 | 69.0% |
Listing Count | 1 | 100.0% |
| Listings as % of Homes | 0.3% | 100.0% |
Days on Market | 28 | 8.0% |
Demographics — French Camp, CA
As of the latest ACS Survey released in 2023, French Camp, CA has a population of 4,340, which has decreased by -14.8% over the past 5 years. French Camp, CA is a moderately popular place for families, as children make up 16.8% of the population. The area has a poorly educated workforce, with 4.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,340 | -14.8% |
% Under 18 | 16.8% | 1.8% |
% Seniors | 10.5% | 25.0% |
% WFH | 8.4% | 211.1% |
% w/ College Degree | 4.7% | -21.7% |
As of the latest ACS Survey released in 2023, French Camp, CA is a predominantly hispanic area, with 52.2% of the population identifying as hispanic. The hispanic population has shrunk by 14.7% in the last 5 years. The second most common race or ethnicity in French Camp, CA is white, making up 28.0% of the population. Foreign-born residents account for 26.6% of the population in French Camp, CA, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 28.0% | 15.2% |
% Black | 10.0% | 28.2% |
% Hispanic | 52.2% | -14.7% |
% Asian | 4.3% | 4.9% |
% Foreign Born | 26.6% | -12.5% |
Mortgage and Risk — French Camp, CA
According to HUD data as of 2023, there were 27 mortgage originations in French Camp, CA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in French Camp, CA. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 27 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — French Camp, CA
French Camp, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 53 |
Total Units Section 8 | 53 |
% Rentals under Section 8 | 24.3% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,390 |
| 2 Bedroom | N/A | N/A | $1,770 |
| 3 Bedroom | -$820 | $3,300 | $2,480 |
| 4 Bedroom | N/A | N/A | $2,970 |
Affordability — French Camp, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.9 |
| Median Home Price | $508,000 |
| Median Household Income | $73,300 |