Lathrop, CA—95330
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lathrop, CA
As of Oct '25, the median home price in Lathrop, CA is $641,000, with a year-over-year change of -2.8%. This indicates that home prices in Lathrop, CA are decreasing. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $641,000 | -2.8% |
| Single Family | $644,000 | -3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $447,000 | -1.1% |
3 Bed | $542,000 | -3.6% |
4 Bed | $659,000 | -3.2% |
| 5 Bed | $763,000 | -3.5% |
% of Housing Stock
Rental Trends — Lathrop, CA
As of July '25, Rentcast reports the average rent in Lathrop, CA is $2,950, with a year-over-year rent change of 11.7%. Per bedroom, the median rent as of July '25 in Lathrop, CA is studios: $2,250, 1-bedrooms: $1,560, 2-bedrooms: $2,860, 3-bedrooms: $2,660, 4-bedrooms: $3,080. The most common rental property sizes in Lathrop, CA are 4-bedroom and 3-bedroom, accounting for 43.4% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,090 | $2,950 |
| Studio Rent | $2,500 | $2,250 |
| 1 Bed Rent | $1,500 | $1,560 |
| 2 Bed Rent | $2,860 | $2,860 |
| 3 Bed Rent | $2,650 | $2,660 |
| 4 Bed Rent | $3,100 | $3,080 |
% of Rental Stock
Property Listings — Lathrop, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Lathrop, CA is 49. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $728,000 | -3.0% |
Listing Count | 166 | 17.0% |
| Listings as % of Homes | 1.3% | 17.0% |
Days on Market | 49 | 34.0% |
Demographics — Lathrop, CA
As of the latest ACS Survey released in 2023, Lathrop, CA has a population of 33,000, which has increased by 53.2% over the past 5 years. Lathrop, CA is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,000 | 53.2% |
% Under 18 | 30.0% | 9.5% |
% Seniors | 10.4% | 8.3% |
% WFH | 9.9% | 147.5% |
% w/ College Degree | 23.9% | 33.5% |
As of the latest ACS Survey released in 2023, Lathrop, CA is a predominantly hispanic area, with 35.3% of the population identifying as hispanic. The hispanic population has shrunk by 15.1% in the last 5 years. The second most common race or ethnicity in Lathrop, CA is asian, making up 32.4% of the population. Foreign-born residents account for 30.9% of the population in Lathrop, CA, and this percentage has decreased by 10.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 18.9% | -17.1% |
% Black | 7.3% | 10.6% |
% Hispanic | 35.3% | -15.1% |
% Asian | 32.4% | 25.6% |
% Foreign Born | 30.9% | -10.2% |
Mortgage and Risk — Lathrop, CA
According to HUD data as of 2023, there were 939 mortgage originations in Lathrop, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Lathrop, CA. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 939 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Lathrop, CA
As of 2024, the percent of homes in Lathrop, CA under the Section 8 program is 5.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Lathrop, CA, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 114 |
Total Units Section 8 | 114 |
% Rentals under Section 8 | 5.4% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $310 | $1,500 | $1,810 |
| 2 Bedroom | -$550 | $2,860 | $2,310 |
| 3 Bedroom | $590 | $2,650 | $3,240 |
| 4 Bedroom | $780 | $3,100 | $3,880 |
Affordability — Lathrop, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $641,000 |
| Median Household Income | $118,000 |