Rocklin, CA—95765
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rocklin, CA
Home Price Trends — Rocklin, CA
As of Oct '25, the median home price in Rocklin, CA is $708,000, with a year-over-year change of -2.6%. This indicates that home prices in Rocklin, CA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $708,000 | -2.6% |
| Single Family | $715,000 | -2.7% |
| Condos | $350,000 | -3.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $551,000 | -1.8% |
3 Bed | $613,000 | -2.1% |
4 Bed | $734,000 | -2.8% |
| 5 Bed | $908,000 | -2.3% |
% of Housing Stock
Rental Trends — Rocklin, CA
As of July '25, Rentcast reports the average rent in Rocklin, CA is $2,450, with a year-over-year rent change of -2.8%. Per bedroom, the median rent as of July '25 in Rocklin, CA is 1-bedrooms: $2,050, 2-bedrooms: $2,280, 3-bedrooms: $2,640, 4-bedrooms: $3,180. The most common rental property sizes in Rocklin, CA are 2-bedroom and 1-bedroom, accounting for 29.7% and 26.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,320 | $2,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,020 | $2,050 |
| 2 Bed Rent | $2,270 | $2,280 |
| 3 Bed Rent | $2,600 | $2,640 |
| 4 Bed Rent | $3,100 | $3,180 |
% of Rental Stock
Property Listings — Rocklin, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rocklin, CA is 51. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $685,000 | -13.0% |
Listing Count | 125 | 14.0% |
| Listings as % of Homes | 0.6% | 14.0% |
Days on Market | 51 | 31.0% |
Demographics — Rocklin, CA
As of the latest ACS Survey released in 2023, Rocklin, CA has a population of 43,200, which has increased by 14.1% over the past 5 years. Rocklin, CA is a popular place for families, as children make up 27.0% of the population. The area has a highly educated workforce, with 52.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 43,200 | 14.1% |
% Under 18 | 27.0% | -4.3% |
% Seniors | 13.2% | 30.7% |
% WFH | 24.2% | 163.0% |
% w/ College Degree | 52.0% | 7.0% |
As of the latest ACS Survey released in 2023, Rocklin, CA is a predominantly white area, with 62.6% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Rocklin, CA is hispanic, making up 14.7% of the population. Foreign-born residents account for 15.8% of the population in Rocklin, CA, and this percentage has increased by 19.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 62.6% | -6.3% |
% Black | 1.5% | -31.8% |
% Hispanic | 14.7% | 8.1% |
% Asian | 13.5% | 10.7% |
% Foreign Born | 15.8% | 19.7% |
Mortgage and Risk — Rocklin, CA
According to HUD data as of 2023, there were 101 mortgage originations in Rocklin, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Rocklin, CA. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 101 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Rocklin, CA
As of 2024, the percent of homes in Rocklin, CA under the Section 8 program is 3.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rocklin, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 180 |
Total Units Section 8 | 180 |
% Rentals under Section 8 | 3.9% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $320 | $2,020 | $2,340 |
| 2 Bedroom | $630 | $2,270 | $2,900 |
| 3 Bedroom | $1,330 | $2,600 | $3,930 |
| 4 Bedroom | $1,440 | $3,100 | $4,540 |
Affordability — Rocklin, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $708,000 |
| Median Household Income | $131,000 |