Ashland, OR—97520
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashland, OR
As of Oct '25, the median home price in Ashland, OR is $542,000, with a year-over-year change of -0.2%. This indicates that home prices in Ashland, OR are flat. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $542,000 | -0.2% |
| Single Family | $549,000 | 0.0% |
| Condos | $315,000 | -2.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $337,000 | -1.2% |
2 Bed | $417,000 | -0.5% |
3 Bed | $560,000 | 0.4% |
4 Bed | $702,000 | 0.4% |
| 5 Bed | $835,000 | 0.4% |
% of Housing Stock
Rental Trends — Ashland, OR
As of July '25, Rentcast reports the average rent in Ashland, OR is $1,950, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Ashland, OR is studios: $1,280, 1-bedrooms: $1,840, 2-bedrooms: $1,780, 3-bedrooms: $2,550, 4-bedrooms: $3,380. The most common rental property sizes in Ashland, OR are 2-bedroom and 3-bedroom, accounting for 41.9% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,950 |
| Studio Rent | $1,280 | $1,280 |
| 1 Bed Rent | $1,980 | $1,840 |
| 2 Bed Rent | $1,850 | $1,780 |
| 3 Bed Rent | $2,400 | $2,550 |
| 4 Bed Rent | $2,950 | $3,380 |
% of Rental Stock
Property Listings — Ashland, OR
As of Oct '25, Realtor.com reports that the median days on market for a home in Ashland, OR is 88. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $634,000 | -6.0% |
Listing Count | 218 | 12.0% |
| Listings as % of Homes | 0.9% | 12.0% |
Days on Market | 88 | 8.0% |
Demographics — Ashland, OR
As of the latest ACS Survey released in 2023, Ashland, OR has a population of 27,000, which has increased by 7.8% over the past 5 years. Ashland, OR is a less popular place for families, as children make up 14.0% of the population. The area has a highly educated workforce, with 61.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,000 | 7.8% |
% Under 18 | 14.0% | -13.0% |
% Seniors | 28.2% | 21.6% |
% WFH | 21.5% | 65.4% |
% w/ College Degree | 61.0% | 3.9% |
As of the latest ACS Survey released in 2023, Ashland, OR is a predominantly white area, with 82.5% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Ashland, OR is hispanic, making up 8.7% of the population. Foreign-born residents account for 7.2% of the population in Ashland, OR, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.5% | -5.7% |
% Black | 0.8% | -38.5% |
% Hispanic | 8.7% | 38.1% |
% Asian | 1.7% | -15.0% |
% Foreign Born | 7.2% | 28.6% |
Mortgage and Risk — Ashland, OR
According to HUD data as of 2023, there were 388 mortgage originations in Ashland, OR, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Ashland, OR. Investor activity is low, as 7.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 388 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 7.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Ashland, OR
As of 2024, the percent of homes in Ashland, OR under the Section 8 program is 6.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ashland, OR, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 355 |
Total Units Section 8 | 343 |
% Rentals under Section 8 | 6.6% |
% Occupied Section 8 | 92.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$760 | $1,980 | $1,220 |
| 2 Bedroom | -$290 | $1,850 | $1,560 |
| 3 Bedroom | -$210 | $2,400 | $2,190 |
| 4 Bedroom | -$370 | $2,950 | $2,580 |
Affordability — Ashland, OR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.5 |
| Median Home Price | $542,000 |
| Median Household Income | $71,500 |