Maple Falls, WA—98266
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Maple Falls, WA
As of Nov '25, the median home price in Maple Falls, WA is $373,000, with a year-over-year change of 0.4%. This indicates that home prices in Maple Falls, WA are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $373,000 | 0.4% |
| Single Family | $373,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $202,000 | 2.0% |
2 Bed | $308,000 | 1.7% |
3 Bed | $412,000 | 0.5% |
4 Bed | $454,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Maple Falls, WA
As of July '25, Rentcast reports the average rent in Maple Falls, WA is $1,730, with a year-over-year rent change of -8.0%. Per bedroom, the median rent as of July '25 in Maple Falls, WA is 2-bedrooms: $1,580, 3-bedrooms: $1,830. The most common rental property sizes in Maple Falls, WA are 3-bedroom and 2-bedroom, accounting for 54.8% and 24.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,680 | $1,730 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,550 | $1,580 |
| 3 Bed Rent | $1,700 | $1,830 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Maple Falls, WA
As of Nov '25, Realtor.com reports that the median days on market for a home in Maple Falls, WA is 65. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $415,000 | -1.0% |
Listing Count | 19 | 15.0% |
| Listings as % of Homes | 0.9% | 15.0% |
Days on Market | 65 | 40.0% |
Demographics — Maple Falls, WA
As of the latest ACS Survey released in 2023, Maple Falls, WA has a population of 4,200, which has increased by 5.1% over the past 5 years. Maple Falls, WA is a moderately popular place for families, as children make up 17.0% of the population. The area has a poorly educated workforce, with 12.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,200 | 5.1% |
% Under 18 | 17.0% | -45.7% |
% Seniors | 15.5% | 66.7% |
% WFH | 9.7% | 102.1% |
% w/ College Degree | 12.0% | 18.8% |
As of the latest ACS Survey released in 2023, Maple Falls, WA is a predominantly white area, with 83.1% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Maple Falls, WA is hispanic, making up 6.7% of the population. Foreign-born residents account for 8.5% of the population in Maple Falls, WA, and this percentage has decreased by 7.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.1% | -0.2% |
% Black | 0.0% | N/A |
% Hispanic | 6.7% | -42.2% |
% Asian | 3.0% | 57.9% |
% Foreign Born | 8.5% | -7.6% |
Mortgage and Risk — Maple Falls, WA
According to HUD data as of 2023, there were 124 mortgage originations in Maple Falls, WA, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Maple Falls, WA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 124 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 2.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 10.0% |
Rentals and Section 8 — Maple Falls, WA
Maple Falls, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | 4.5% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,180 |
| 2 Bedroom | -$130 | $1,550 | $1,420 |
| 3 Bedroom | $300 | $1,700 | $2,000 |
| 4 Bedroom | N/A | N/A | $2,400 |
Affordability — Maple Falls, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.5 |
| Median Home Price | $373,000 |
| Median Household Income | $53,100 |