Sumas, WA—98295
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sumas, WA
As of Oct '25, the median home price in Sumas, WA is $443,000, with a year-over-year change of -0.1%. This indicates that home prices in Sumas, WA are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $443,000 | -0.1% |
| Single Family | $453,000 | 0.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $379,000 | 0.5% |
3 Bed | $487,000 | 1.2% |
4 Bed | $536,000 | 1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sumas, WA
As of July '25, Rentcast reports the average rent in Sumas, WA is $1,960, with a year-over-year rent change of -4.4%. Per bedroom, the median rent as of July '25 in Sumas, WA is 2-bedrooms: $1,680, 3-bedrooms: $1,950, 4-bedrooms: $2,800. The most common rental property sizes in Sumas, WA are 3-bedroom and 2-bedroom, accounting for 62.5% and 18.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,960 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,600 | $1,680 |
| 3 Bed Rent | $1,900 | $1,950 |
| 4 Bed Rent | $2,800 | $2,800 |
% of Rental Stock
Property Listings — Sumas, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Sumas, WA is 54. This is a increase of 108.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $455,000 | 8.0% |
Listing Count | 15 | 47.0% |
| Listings as % of Homes | 0.9% | 47.0% |
Days on Market | 54 | 108.0% |
Demographics — Sumas, WA
As of the latest ACS Survey released in 2023, Sumas, WA has a population of 3,140, which has increased by 14.7% over the past 5 years. Sumas, WA is a popular place for families, as children make up 30.4% of the population. The area has a poorly educated workforce, with 17.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,140 | 14.7% |
% Under 18 | 30.4% | 9.4% |
% Seniors | 13.2% | 0.0% |
% WFH | 9.7% | 870.0% |
% w/ College Degree | 17.8% | 7.9% |
As of the latest ACS Survey released in 2023, Sumas, WA is a predominantly white area, with 84.1% of the population identifying as white. The white population has grown by 4.6% in the last 5 years. The second most common race or ethnicity in Sumas, WA is hispanic, making up 10.2% of the population. Foreign-born residents account for 8.8% of the population in Sumas, WA, and this percentage has increased by 6.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.1% | 4.6% |
% Black | 0.1% | -88.9% |
% Hispanic | 10.2% | -7.3% |
% Asian | 0.9% | -25.0% |
% Foreign Born | 8.8% | 6.0% |
Mortgage and Risk — Sumas, WA
According to HUD data as of 2023, there were 140 mortgage originations in Sumas, WA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Sumas, WA. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 140 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Sumas, WA
Sumas, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 36 |
Total Units Section 8 | 36 |
% Rentals under Section 8 | 7.5% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,190 |
| 2 Bedroom | -$180 | $1,600 | $1,420 |
| 3 Bedroom | $100 | $1,900 | $2,000 |
| 4 Bedroom | -$400 | $2,800 | $2,400 |
Affordability — Sumas, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $443,000 |
| Median Household Income | $96,300 |