Moses Lake, WA98837

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$362,000
0.4% YoY Growth
Median Household Income
$70,700
27.1% 5-Year Growth
Days on Market
73
15.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,600
5.2% YoY Growth
1-Bed Rent
$1,000
25.5% YoY Growth
2-Bed Rent
$1,550
12.2% YoY Growth
3-Bed Rent
$1,850
1.0% YoY Growth

Property Listings — Moses Lake, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Moses Lake, WA is 73. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$425,000-7.0%
Listing Count
26520.0%
Listings as % of Homes0.7%20.0%
Days on Market
7315.0%
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Demographics — Moses Lake, WA

As of the latest ACS Survey released in 2023, Moses Lake, WA has a population of 47,400, which has increased by 10.0% over the past 5 years. Moses Lake, WA is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
47,40010.0%
% Under 18
26.3%-5.1%
% Seniors
14.8%2.1%
% WFH
10.0%58.7%
% w/ College Degree
20.6%0.5%
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As of the latest ACS Survey released in 2023, Moses Lake, WA is a predominantly white area, with 58.1% of the population identifying as white. The white population has shrunk by 11.2% in the last 5 years. The second most common race or ethnicity in Moses Lake, WA is hispanic, making up 33.1% of the population. Foreign-born residents account for 10.2% of the population in Moses Lake, WA, and this percentage has increased by 1.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.1%-11.2%
% Black
1.9%46.2%
% Hispanic
33.1%14.1%
% Asian
1.6%0.0%
% Foreign Born
10.2%1.0%
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Mortgage and Risk — Moses Lake, WA

According to HUD data as of 2023, there were 879 mortgage originations in Moses Lake, WA, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Moses Lake, WA. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
879
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Moses Lake, WA

Moses Lake, WA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
417
Total Units Section 8
342
% Rentals under Section 8
N/A
% Occupied Section 8
89.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$60$1,000$940
2 Bedroom-$340$1,550$1,210
3 Bedroom-$150$1,850$1,700
4 Bedroom-$370$2,400$2,030

Affordability — Moses Lake, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$362,000
Median Household Income$70,700

Moses Lake, WA — ZIP Code Boundary Map

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Frequently Asked Questions