Hampden, MA—01036
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hampden, MA
As of Oct '25, the median home price in Hampden, MA is $428,000, with a year-over-year change of 2.3%. This indicates that home prices in Hampden, MA are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $428,000 | 2.3% |
| Single Family | $430,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $363,000 | 2.5% |
3 Bed | $412,000 | 2.2% |
4 Bed | $500,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hampden, MA
As of July '25, Rentcast reports the average rent in Hampden, MA is $3,500, with a year-over-year rent change of 79.5%. Per bedroom, the median rent as of July '25 in Hampden, MA is 3-bedrooms: $3,500. The most common rental property sizes in Hampden, MA are 2-bedroom and 1-bedroom, accounting for 39.7% and 36.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,500 | $3,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hampden, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Hampden, MA is 58. This is a increase of 134.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | -11.0% |
Listing Count | 6 | 11.0% |
| Listings as % of Homes | 0.4% | 11.0% |
Days on Market | 58 | 134.0% |
Demographics — Hampden, MA
As of the latest ACS Survey released in 2023, Hampden, MA has a population of 4,940, which has decreased by -4.9% over the past 5 years. Hampden, MA is a less popular place for families, as children make up 12.5% of the population. The area has a moderately educated workforce, with 37.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,940 | -4.9% |
% Under 18 | 12.5% | -29.8% |
% Seniors | 27.4% | 15.6% |
% WFH | 7.2% | 148.3% |
% w/ College Degree | 37.7% | 9.3% |
As of the latest ACS Survey released in 2023, Hampden, MA is a predominantly white area, with 92.8% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Hampden, MA is hispanic, making up 4.3% of the population. Foreign-born residents account for 3.2% of the population in Hampden, MA, and this percentage has increased by 23.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.8% | -1.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 4.3% | 10.3% |
% Asian | 0.6% | 0.0% |
% Foreign Born | 3.2% | 23.1% |
Mortgage and Risk — Hampden, MA
According to HUD data as of 2023, there were 104 mortgage originations in Hampden, MA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Hampden, MA. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 104 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Hampden, MA
Hampden, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 58 |
Total Units Section 8 | 58 |
% Rentals under Section 8 | 90.5% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,510 |
| 2 Bedroom | N/A | N/A | $1,860 |
| 3 Bedroom | -$1,250 | $3,500 | $2,250 |
| 4 Bedroom | N/A | N/A | $2,640 |
Affordability — Hampden, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $428,000 |
| Median Household Income | $111,000 |