Sturbridge, MA—01566
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Sturbridge, MA
Home Price Trends — Sturbridge, MA
As of Oct '25, the median home price in Sturbridge, MA is $495,000, with a year-over-year change of 1.8%. This indicates that home prices in Sturbridge, MA are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $495,000 | 1.8% |
| Single Family | $505,000 | 1.8% |
| Condos | $386,000 | 2.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $391,000 | 1.0% |
3 Bed | $478,000 | 1.7% |
4 Bed | $595,000 | 1.9% |
| 5 Bed | $662,000 | 0.9% |
% of Housing Stock
Rental Trends — Sturbridge, MA
As of July '25, Rentcast reports the average rent in Sturbridge, MA is $2,120, with a year-over-year rent change of -32.7%. Per bedroom, the median rent as of July '25 in Sturbridge, MA is 1-bedrooms: $1,740, 3-bedrooms: $2,500. The most common rental property sizes in Sturbridge, MA are 2-bedroom and 1-bedroom, accounting for 62.1% and 31.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,740 | $2,120 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,740 | $1,740 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,500 | $2,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sturbridge, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Sturbridge, MA is 45. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 52.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $511,000 | 11.0% |
Listing Count | 23 | -3.0% |
| Listings as % of Homes | 0.3% | -3.0% |
Days on Market | 45 | -13.0% |
Demographics — Sturbridge, MA
As of the latest ACS Survey released in 2023, Sturbridge, MA has a population of 7,050, which has increased by 25.6% over the past 5 years. Sturbridge, MA is a moderately popular place for families, as children make up 22.3% of the population. The area has a highly educated workforce, with 46.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,050 | 25.6% |
% Under 18 | 22.3% | -4.3% |
% Seniors | 21.1% | 13.4% |
% WFH | 20.3% | 128.1% |
% w/ College Degree | 46.4% | -2.9% |
As of the latest ACS Survey released in 2023, Sturbridge, MA is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Sturbridge, MA is asian, making up 3.5% of the population. Foreign-born residents account for 5.7% of the population in Sturbridge, MA, and this percentage has decreased by 24.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.3% | -2.2% |
% Black | 1.3% | 44.4% |
% Hispanic | 3.1% | -20.5% |
% Asian | 3.5% | 52.2% |
% Foreign Born | 5.7% | -24.0% |
Mortgage and Risk — Sturbridge, MA
According to HUD data as of 2023, there were 113 mortgage originations in Sturbridge, MA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Sturbridge, MA. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 113 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Sturbridge, MA
Sturbridge, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$90 | $1,740 | $1,650 |
| 2 Bedroom | N/A | N/A | $2,130 |
| 3 Bedroom | $100 | $2,500 | $2,600 |
| 4 Bedroom | N/A | N/A | $2,860 |
Affordability — Sturbridge, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $495,000 |
| Median Household Income | $136,000 |