Nantucket, MA02554

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$2,970,000
2.6% YoY Growth
Median Household Income
$126,000
19.2% 5-Year Growth
Days on Market
106
3.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$9,000
9.2% YoY Growth
1-Bed Rent
$6,500
36.8% YoY Growth
2-Bed Rent
$7,500
0.0% YoY Growth
3-Bed Rent
$10,000
11.1% YoY Growth

Property Listings — Nantucket, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Nantucket, MA is 106. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$5,950,00011.0%
Listing Count
145-15.0%
Listings as % of Homes0.6%-15.0%
Days on Market
1063.0%
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Demographics — Nantucket, MA

As of the latest ACS Survey released in 2023, Nantucket, MA has a population of 14,000, which has increased by 29.4% over the past 5 years. Nantucket, MA is a moderately popular place for families, as children make up 20.9% of the population. The area has a highly educated workforce, with 58.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,00029.4%
% Under 18
20.9%-0.5%
% Seniors
15.0%10.3%
% WFH
12.0%100.0%
% w/ College Degree
58.6%14.9%
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As of the latest ACS Survey released in 2023, Nantucket, MA is a predominantly white area, with 68.8% of the population identifying as white. The white population has shrunk by 19.2% in the last 5 years. The second most common race or ethnicity in Nantucket, MA is hispanic, making up 16.7% of the population. Foreign-born residents account for 15.3% of the population in Nantucket, MA, and this percentage has increased by 47.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.8%-19.2%
% Black
9.3%36.8%
% Hispanic
16.7%255.3%
% Asian
1.8%100.0%
% Foreign Born
15.3%47.1%
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Mortgage and Risk — Nantucket, MA

According to HUD data as of 2023, there were 284 mortgage originations in Nantucket, MA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 38.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Nantucket, MA. Investor activity is low, as 5.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
284
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
5.0%
% Second Loans
48.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Nantucket, MA

Nantucket, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
8
Total Units Section 8
0
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$4,070$6,500$2,430
2 Bedroom-$4,660$7,500$2,840
3 Bedroom-$6,580$10,000$3,420
4 Bedroom-$4,230$9,000$4,770

Affordability — Nantucket, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio22.3
Median Home Price$2,970,000
Median Household Income$126,000

Nantucket, MA — ZIP Code Boundary Map

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Frequently Asked Questions