Harwich, MA 02645 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Harwich, MA—02645

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$733,000

0.4% YoY Growth

Household Income

$89,900

13.3% YoY Growth

Days on Market

15.0% Longer YoY

Home Price Forecast

4.0%

Median Rent

$1,500

11.4% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$2,400

N/A

3-Bed Rent

N/A

Home Price Trends — Harwich, MA

As of Dec '25, the median home price in Harwich, MA is $733,000, with a year-over-year change of 0.4%. This indicates that home prices in Harwich, MA are flat. According to Zillow, the 1-year price projection is 4.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$733,000	0.4%
Single Family	$740,000	0.7%
Condos	$417,000	0.2%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Harwich, MA

As of July '25, Rentcast reports the average rent in Harwich, MA is $1,950, with a year-over-year rent change of 11.4%. Per bedroom, the median rent as of July '25 in Harwich, MA is studios: $1,500, 2-bedrooms: $2,400. The most common rental property sizes in Harwich, MA are 3-bedroom and 1-bedroom, accounting for 35.9% and 34.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,500	$1,950
Studio Rent	$1,500	$1,500
1 Bed Rent	N/A	N/A
2 Bed Rent	$2,400	$2,400
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

34.3%

2 Bedrooms

26.0%

3 Bedrooms

35.9%

4 Bedrooms

3.8%

Property Listings — Harwich, MA

As of Dec '25, Realtor.com reports that the median days on market for a home in Harwich, MA is 60. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$814,000	-9.0%
Listing Count	46	1.0%
Listings as % of Homes	0.5%	1.0%
Days on Market	88	15.0%

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Demographics — Harwich, MA

As of the latest ACS Survey released in 2023, Harwich, MA has a population of 11,100, which has increased by 16.6% over the past 5 years. Harwich, MA is a less popular place for families, as children make up 14.0% of the population. The area has a moderately educated workforce, with 42.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	11,100	16.6%
% Under 18	14.0%	-5.4%
% Seniors	33.4%	11.7%
% WFH	14.6%	170.4%
% w/ College Degree	42.8%	-9.5%

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As of the latest ACS Survey released in 2023, Harwich, MA is a predominantly white area, with 94.5% of the population identifying as white. The white population has grown by 5.7% in the last 5 years. The second most common race or ethnicity in Harwich, MA is hispanic, making up 1.2% of the population. Foreign-born residents account for 3.4% of the population in Harwich, MA, and this percentage has decreased by 49.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	94.5%	5.7%
% Black	0.1%	-97.2%
% Hispanic	1.2%	-25.0%
% Asian	0.0%	-100.0%
% Foreign Born	3.4%	-49.3%

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Mortgage and Risk — Harwich, MA

According to HUD data as of 2023, there were 420 mortgage originations in Harwich, MA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Harwich, MA. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	420
% Conventional Loans	95.0%
% Government Loans	5.0%
% Investor Loans	1.0%
% Second Loans	26.0%
% Cash Out Refinance	15.0%

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Rentals and Section 8 — Harwich, MA

Harwich, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	163
Total Units Section 8	98
% Rentals under Section 8	12.1%
% Occupied Section 8	94.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,940
2 Bedroom	$140	$2,400	$2,540
3 Bedroom	N/A	N/A	$3,120
4 Bedroom	N/A	N/A	$3,580

Harwich, MA—02645

Key Metrics at a Glance

Home Price Trends — Harwich, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harwich, MA

% of Rental Stock

Property Listings — Harwich, MA

Demographics — Harwich, MA

Race and Ethnicity

Mortgage and Risk — Harwich, MA

Mortgages

Rentals and Section 8 — Harwich, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Harwich, MA

Home Price to Income Ratio

Harwich, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Harwich Port, MA

Brewster, MA

Chatham, MA

West Harwich, MA

Dennis, MA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	7.1
Median Home Price	$733,000
Median Household Income	$89,900

Harwich, MA—02645

Key Metrics at a Glance

Home Price Trends — Harwich, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harwich, MA

% of Rental Stock

Property Listings — Harwich, MA

Demographics — Harwich, MA

Race and Ethnicity

Mortgage and Risk — Harwich, MA

Mortgages

Rentals and Section 8 — Harwich, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Harwich, MA

Home Price to Income Ratio

Harwich, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Harwich Port, MA

Brewster, MA

Chatham, MA

West Harwich, MA

Dennis, MA

Frequently Asked Questions

What is the average home price in Harwich, MA 02645?

How have home prices in Harwich, MA 02645 changed over the past year?

What is the home price projection for Harwich, MA 02645?

What are the demographics of Harwich, MA 02645?

How long does it take homes to sell in Harwich, MA 02645?

What is the average rent price in Harwich, MA 02645?