Enfield, CT06082

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$319,000
2.1% YoY Growth
Median Household Income
$91,100
19.3% 5-Year Growth
Days on Market
33
27.0% Longer than last year
Home Price Forecast
3.2%
Median Rent
$2,200
21.0% YoY Growth
1-Bed Rent
$1,680
3.3% YoY Growth
2-Bed Rent
$2,200
9.0% YoY Growth
3-Bed Rent
$2,200
N/A

Property Listings — Enfield, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in Enfield, CT is 33. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$350,00012.0%
Listing Count
1145.0%
Listings as % of Homes0.4%5.0%
Days on Market
3327.0%
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Demographics — Enfield, CT

As of the latest ACS Survey released in 2023, Enfield, CT has a population of 41,100, which has decreased by -7.5% over the past 5 years. Enfield, CT is a moderately popular place for families, as children make up 18.6% of the population. The area has a moderately educated workforce, with 30.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
41,100-7.5%
% Under 18
18.6%-2.6%
% Seniors
18.8%18.2%
% WFH
12.7%296.9%
% w/ College Degree
30.6%13.8%
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As of the latest ACS Survey released in 2023, Enfield, CT is a predominantly white area, with 75.6% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Enfield, CT is hispanic, making up 10.7% of the population. Foreign-born residents account for 6.1% of the population in Enfield, CT, and this percentage has decreased by 6.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
75.6%-2.1%
% Black
5.3%-26.4%
% Hispanic
10.7%5.9%
% Asian
2.4%-11.1%
% Foreign Born
6.1%-6.2%
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Mortgage and Risk — Enfield, CT

According to HUD data as of 2023, there were 916 mortgage originations in Enfield, CT, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Enfield, CT. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
916
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Enfield, CT

As of 2024, the percent of homes in Enfield, CT under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Enfield, CT, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
278
Total Units Section 8
275
% Rentals under Section 8
6.9%
% Occupied Section 8
79.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$270$1,680$1,410
2 Bedroom-$420$2,200$1,780
3 Bedroom-$60$2,200$2,140
4 Bedroom$1,250$1,290$2,540

Affordability — Enfield, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$319,000
Median Household Income$91,100

Enfield, CT — ZIP Code Boundary Map

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Frequently Asked Questions