Matawan, NJ07747

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$632,000
2.8% YoY Growth
Median Household Income
$125,000
20.6% 5-Year Growth
Days on Market
37
21.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$2,650
2.2% YoY Growth
1-Bed Rent
$2,200
6.8% YoY Growth
2-Bed Rent
$2,800
4.8% YoY Growth
3-Bed Rent
$3,250
1.2% YoY Growth

Property Listings — Matawan, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Matawan, NJ is 37. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$515,000-10.0%
Listing Count
1278.0%
Listings as % of Homes0.7%8.0%
Days on Market
3721.0%
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Demographics — Matawan, NJ

As of the latest ACS Survey released in 2023, Matawan, NJ has a population of 32,200, which has increased by 3.5% over the past 5 years. Matawan, NJ is a moderately popular place for families, as children make up 20.0% of the population. The area has a highly educated workforce, with 50.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,2003.5%
% Under 18
20.0%-1.5%
% Seniors
17.3%10.9%
% WFH
17.3%208.9%
% w/ College Degree
50.8%6.7%
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As of the latest ACS Survey released in 2023, Matawan, NJ is a predominantly white area, with 65.7% of the population identifying as white. The white population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Matawan, NJ is hispanic, making up 11.6% of the population. Foreign-born residents account for 16.6% of the population in Matawan, NJ, and this percentage has decreased by 8.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.7%-10.0%
% Black
7.2%44.0%
% Hispanic
11.6%13.7%
% Asian
9.2%-1.1%
% Foreign Born
16.6%-8.3%
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Mortgage and Risk — Matawan, NJ

According to HUD data as of 2023, there were 533 mortgage originations in Matawan, NJ, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Matawan, NJ. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
533
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Matawan, NJ

As of 2024, the percent of homes in Matawan, NJ under the Section 8 program is 8.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Matawan, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
289
Total Units Section 8
289
% Rentals under Section 8
8.6%
% Occupied Section 8
90.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$310$2,200$1,890
2 Bedroom-$460$2,800$2,340
3 Bedroom-$230$3,250$3,020
4 Bedroom-$950$4,300$3,350

Affordability — Matawan, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$632,000
Median Household Income$125,000

Matawan, NJ — ZIP Code Boundary Map

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Frequently Asked Questions