Irvington, NY—10533
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Irvington, NY
As of Oct '25, the median home price in Irvington, NY is $1,187,000, with a year-over-year change of 3.7%. This indicates that home prices in Irvington, NY are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,187,000 | 3.7% |
| Single Family | $1,356,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $1,013,000 | 5.0% |
4 Bed | $1,453,000 | 5.6% |
| 5 Bed | $2,169,000 | 6.0% |
% of Housing Stock
Rental Trends — Irvington, NY
As of July '25, Rentcast reports the average rent in Irvington, NY is $4,930, with a year-over-year rent change of -9.4%. Per bedroom, the median rent as of July '25 in Irvington, NY is studios: $1,800, 1-bedrooms: $3,100, 2-bedrooms: $4,020, 3-bedrooms: $5,550, 4-bedrooms: $8,680. The most common rental property sizes in Irvington, NY are 5+ bedroom and 3-bedroom, accounting for 35.4% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,600 | $4,930 |
| Studio Rent | $1,800 | $1,800 |
| 1 Bed Rent | $2,950 | $3,100 |
| 2 Bed Rent | $3,900 | $4,020 |
| 3 Bed Rent | $3,600 | $5,550 |
| 4 Bed Rent | $9,000 | $8,680 |
% of Rental Stock
Property Listings — Irvington, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Irvington, NY is 38. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,400,000 | 40.0% |
Listing Count | 43 | 28.0% |
| Listings as % of Homes | 0.6% | 28.0% |
Days on Market | 38 | 10.0% |
Demographics — Irvington, NY
As of the latest ACS Survey released in 2023, Irvington, NY has a population of 7,340, which has decreased by -2.8% over the past 5 years. Irvington, NY is a popular place for families, as children make up 29.6% of the population. The area has a highly educated workforce, with 85.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 34.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,340 | -2.8% |
% Under 18 | 29.6% | 5.7% |
% Seniors | 16.8% | 9.1% |
% WFH | 34.7% | 204.4% |
% w/ College Degree | 85.4% | 19.6% |
As of the latest ACS Survey released in 2023, Irvington, NY is a predominantly white area, with 74.6% of the population identifying as white. The white population has shrunk by 11.8% in the last 5 years. The second most common race or ethnicity in Irvington, NY is hispanic, making up 10.2% of the population. Foreign-born residents account for 15.7% of the population in Irvington, NY, and this percentage has increased by 26.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.6% | -11.8% |
% Black | 1.0% | 150.0% |
% Hispanic | 10.2% | 75.9% |
% Asian | 8.5% | 30.8% |
% Foreign Born | 15.7% | 26.6% |
Mortgage and Risk — Irvington, NY
According to HUD data as of 2023, there were 89 mortgage originations in Irvington, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Irvington, NY. Investor activity is low, as 0.0% of loans were by investors. 1.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 89 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 1.0% |
Loan Activity
Rentals and Section 8 — Irvington, NY
As of 2024, the percent of homes in Irvington, NY under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Irvington, NY, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$170 | $2,950 | $2,780 |
| 2 Bedroom | -$820 | $3,900 | $3,080 |
| 3 Bedroom | $240 | $3,600 | $3,840 |
| 4 Bedroom | -$4,860 | $9,000 | $4,140 |
Affordability — Irvington, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $1,187,000 |
| Median Household Income | $171,000 |