White Plains, NY—10607
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White Plains, NY
As of Oct '25, the median home price in White Plains, NY is $787,000, with a year-over-year change of 4.3%. This indicates that home prices in White Plains, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $787,000 | 4.3% |
| Single Family | $787,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $787,000 | 5.2% |
4 Bed | $868,000 | 5.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White Plains, NY
As of July '25, Rentcast reports the average rent in White Plains, NY is $5,870, with a year-over-year rent change of 11.6%. Per bedroom, the median rent as of July '25 in White Plains, NY is studios: $4,000, 3-bedrooms: $5,250, 4-bedrooms: $6,650. The most common rental property sizes in White Plains, NY are 3-bedroom and 4-bedroom, accounting for 39.7% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,500 | $5,870 |
| Studio Rent | $4,000 | $4,000 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $5,000 | $5,250 |
| 4 Bed Rent | $7,000 | $6,650 |
% of Rental Stock
Property Listings — White Plains, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in White Plains, NY is 43. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $779,000 | -1.0% |
Listing Count | 22 | 54.0% |
| Listings as % of Homes | 0.4% | 54.0% |
Days on Market | 43 | -19.0% |
Demographics — White Plains, NY
As of the latest ACS Survey released in 2023, White Plains, NY has a population of 6,220, which has decreased by -13.5% over the past 5 years. White Plains, NY is a moderately popular place for families, as children make up 19.6% of the population. The area has a highly educated workforce, with 53.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,220 | -13.5% |
% Under 18 | 19.6% | 7.1% |
% Seniors | 19.3% | 22.2% |
% WFH | 17.9% | 477.4% |
% w/ College Degree | 53.4% | 15.1% |
As of the latest ACS Survey released in 2023, White Plains, NY is a predominantly black area, with 31.8% of the population identifying as black. The black population has grown by 35.9% in the last 5 years. The second most common race or ethnicity in White Plains, NY is white, making up 29.1% of the population. Foreign-born residents account for 30.0% of the population in White Plains, NY, and this percentage has decreased by 21.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 29.1% | -20.3% |
% Black | 31.8% | 35.9% |
% Hispanic | 26.9% | 8.0% |
% Asian | 11.9% | -17.9% |
% Foreign Born | 30.0% | -21.5% |
Mortgage and Risk — White Plains, NY
According to HUD data as of 2023, there were 49 mortgage originations in White Plains, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in White Plains, NY. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — White Plains, NY
White Plains, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 86 |
Total Units Section 8 | 86 |
% Rentals under Section 8 | 11.3% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,770 |
| 2 Bedroom | N/A | N/A | $3,070 |
| 3 Bedroom | -$1,170 | $5,000 | $3,830 |
| 4 Bedroom | -$2,870 | $7,000 | $4,130 |
Affordability — White Plains, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $787,000 |
| Median Household Income | $161,000 |