Congers, NY—10920
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Congers, NY
As of Oct '25, the median home price in Congers, NY is $651,000, with a year-over-year change of -1.0%. This indicates that home prices in Congers, NY are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $651,000 | -1.0% |
| Single Family | $660,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $497,000 | 0.8% |
3 Bed | $595,000 | -0.3% |
4 Bed | $750,000 | 0.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Congers, NY
As of July '25, Rentcast reports the average rent in Congers, NY is $2,800, with a year-over-year rent change of -4.8%. Per bedroom, the median rent as of July '25 in Congers, NY is 1-bedrooms: $2,170, 2-bedrooms: $2,850, 3-bedrooms: $3,370, 4-bedrooms: $4,750. The most common rental property sizes in Congers, NY are 2-bedroom and 1-bedroom, accounting for 36.7% and 35.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,780 | $2,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $2,170 |
| 2 Bed Rent | $2,700 | $2,850 |
| 3 Bed Rent | $3,200 | $3,370 |
| 4 Bed Rent | $4,750 | $4,750 |
% of Rental Stock
Property Listings — Congers, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Congers, NY is 41. This is a increase of 131.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $699,000 | 17.0% |
Listing Count | 25 | 35.0% |
| Listings as % of Homes | 0.1% | 35.0% |
Days on Market | 41 | 131.0% |
Demographics — Congers, NY
As of the latest ACS Survey released in 2023, Congers, NY has a population of 8,490, which has decreased by -5.7% over the past 5 years. Congers, NY is a moderately popular place for families, as children make up 22.8% of the population. The area has a highly educated workforce, with 52.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,490 | -5.7% |
% Under 18 | 22.8% | 13.4% |
% Seniors | 15.4% | -13.5% |
% WFH | 14.1% | 243.9% |
% w/ College Degree | 52.3% | 26.0% |
As of the latest ACS Survey released in 2023, Congers, NY is a predominantly white area, with 63.4% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Congers, NY is hispanic, making up 22.6% of the population. Foreign-born residents account for 19.9% of the population in Congers, NY, and this percentage has increased by 9.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 63.4% | -5.1% |
% Black | 0.3% | -93.2% |
% Hispanic | 22.6% | 32.2% |
% Asian | 10.1% | 7.4% |
% Foreign Born | 19.9% | 9.3% |
Mortgage and Risk — Congers, NY
According to HUD data as of 2023, there were 105 mortgage originations in Congers, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Congers, NY. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 105 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Congers, NY
As of 2024, the percent of homes in Congers, NY under the Section 8 program is 6.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Congers, NY, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 6.8% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $570 | $2,000 | $2,570 |
| 2 Bedroom | $150 | $2,700 | $2,850 |
| 3 Bedroom | $350 | $3,200 | $3,550 |
| 4 Bedroom | -$920 | $4,750 | $3,830 |
Affordability — Congers, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $651,000 |
| Median Household Income | $144,000 |