Commack, NY—11725
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Commack, NY
As of Oct '25, the median home price in Commack, NY is $779,000, with a year-over-year change of 4.2%. This indicates that home prices in Commack, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $779,000 | 4.3% |
| Single Family | $780,000 | 4.1% |
| Condos | $723,000 | 3.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $618,000 | 3.7% |
3 Bed | $747,000 | 4.9% |
4 Bed | $856,000 | 5.2% |
| 5 Bed | $1,008,000 | 6.0% |
% of Housing Stock
Rental Trends — Commack, NY
As of July '25, Rentcast reports the average rent in Commack, NY is $3,980, with a year-over-year rent change of 12.7%. Per bedroom, the median rent as of July '25 in Commack, NY is 1-bedrooms: $2,660, 2-bedrooms: $4,800, 3-bedrooms: $3,850, 4-bedrooms: $6,500. The most common rental property sizes in Commack, NY are 1-bedroom and 3-bedroom, accounting for 33.3% and 22.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,600 | $3,980 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,680 | $2,660 |
| 2 Bed Rent | $4,100 | $4,800 |
| 3 Bed Rent | $3,600 | $3,850 |
| 4 Bed Rent | $6,500 | $6,500 |
% of Rental Stock
Property Listings — Commack, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Commack, NY is 39. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $874,000 | 7.0% |
Listing Count | 91 | 37.0% |
| Listings as % of Homes | 0.6% | 37.0% |
Days on Market | 39 | 33.0% |
Demographics — Commack, NY
As of the latest ACS Survey released in 2023, Commack, NY has a population of 29,000, which has decreased by -1.8% over the past 5 years. Commack, NY is a moderately popular place for families, as children make up 22.1% of the population. The area has a highly educated workforce, with 59.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,000 | -1.8% |
% Under 18 | 22.1% | 6.8% |
% Seniors | 16.5% | -10.8% |
% WFH | 16.9% | 284.1% |
% w/ College Degree | 59.0% | 21.6% |
As of the latest ACS Survey released in 2023, Commack, NY is a predominantly white area, with 80.6% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Commack, NY is hispanic, making up 10.3% of the population. Foreign-born residents account for 10.4% of the population in Commack, NY, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.6% | -5.7% |
% Black | 2.0% | 17.6% |
% Hispanic | 10.3% | 68.9% |
% Asian | 5.7% | 3.6% |
% Foreign Born | 10.4% | 8.3% |
Mortgage and Risk — Commack, NY
According to HUD data as of 2023, there were 473 mortgage originations in Commack, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Commack, NY. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 473 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Commack, NY
As of 2024, the percent of homes in Commack, NY under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Commack, NY, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$200 | $2,680 | $2,480 |
| 2 Bedroom | -$1,240 | $4,100 | $2,860 |
| 3 Bedroom | $110 | $3,600 | $3,710 |
| 4 Bedroom | -$2,530 | $6,500 | $3,970 |
Affordability — Commack, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $779,000 |
| Median Household Income | $168,000 |