Kirkville, NY13082

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$259,000
4.5% YoY Growth
Median Household Income
$89,500
33.5% 5-Year Growth
Days on Market
31
4.0% Longer than last year
Home Price Forecast
2.7%
Median Rent
$2,400
2.0% YoY Growth
1-Bed Rent
$2,400
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,500
0.0% YoY Growth

Property Listings — Kirkville, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Kirkville, NY is 31. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$351,00013.0%
Listing Count
14109.0%
Listings as % of Homes0.4%109.0%
Days on Market
314.0%
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Demographics — Kirkville, NY

As of the latest ACS Survey released in 2023, Kirkville, NY has a population of 4,180, which has decreased by -4.6% over the past 5 years. Kirkville, NY is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 27.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,180-4.6%
% Under 18
20.8%20.9%
% Seniors
20.1%-1.0%
% WFH
12.3%296.8%
% w/ College Degree
27.6%27.8%
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As of the latest ACS Survey released in 2023, Kirkville, NY is a predominantly white area, with 94.3% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Kirkville, NY is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.6% of the population in Kirkville, NY, and this percentage has decreased by 45.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.3%-4.3%
% Black
0.7%600.0%
% Hispanic
1.0%400.0%
% Asian
0.3%∞%
% Foreign Born
0.6%-45.5%
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Mortgage and Risk — Kirkville, NY

According to HUD data as of 2023, there were 116 mortgage originations in Kirkville, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Kirkville, NY. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
116
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Kirkville, NY

Kirkville, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
71
Total Units Section 8
71
% Rentals under Section 8
72.2%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$1,400$2,400$1,000
2 BedroomN/AN/A$1,230
3 Bedroom-$990$2,500$1,510
4 BedroomN/AN/A$1,700

Affordability — Kirkville, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$259,000
Median Household Income$89,500

Kirkville, NY — ZIP Code Boundary Map

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Frequently Asked Questions