Minoa, NY—13116
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Minoa, NY
As of Oct '25, the median home price in Minoa, NY is $256,000, with a year-over-year change of 3.6%. This indicates that home prices in Minoa, NY are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $256,000 | 3.6% |
| Single Family | $256,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $183,000 | 2.8% |
3 Bed | $249,000 | 2.9% |
4 Bed | $294,000 | 2.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Minoa, NY
As of July '25, Rentcast reports the average rent in Minoa, NY is $1,260, with a year-over-year rent change of 18.9%. Per bedroom, the median rent as of July '25 in Minoa, NY is 1-bedrooms: $1,010, 2-bedrooms: $1,500. The most common rental property sizes in Minoa, NY are 2-bedroom and 1-bedroom, accounting for 48.4% and 24.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,010 | $1,260 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,010 | $1,010 |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Minoa, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Minoa, NY is 42. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $308,000 | -24.0% |
Listing Count | 22 | -5.0% |
| Listings as % of Homes | 1.2% | -5.0% |
Days on Market | 42 | 25.0% |
Demographics — Minoa, NY
As of the latest ACS Survey released in 2023, Minoa, NY has a population of 3,660, which has increased by 4.4% over the past 5 years. Minoa, NY is a moderately popular place for families, as children make up 19.8% of the population. The area has a moderately educated workforce, with 35.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,660 | 4.4% |
% Under 18 | 19.8% | -24.1% |
% Seniors | 23.3% | 25.9% |
% WFH | 15.1% | 319.4% |
% w/ College Degree | 35.2% | 4.5% |
As of the latest ACS Survey released in 2023, Minoa, NY is a predominantly white area, with 89.6% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Minoa, NY is hispanic, making up 5.2% of the population. Foreign-born residents account for 6.6% of the population in Minoa, NY, and this percentage has increased by 164.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.6% | -2.2% |
% Black | 0.3% | -90.9% |
% Hispanic | 5.2% | 550.0% |
% Asian | 1.2% | 300.0% |
% Foreign Born | 6.6% | 164.0% |
Mortgage and Risk — Minoa, NY
According to HUD data as of 2023, there were 125 mortgage originations in Minoa, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Minoa, NY. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 125 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Minoa, NY
Minoa, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 18 |
Total Units Section 8 | 18 |
% Rentals under Section 8 | 5.6% |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $1,010 | $1,110 |
| 2 Bedroom | -$130 | $1,500 | $1,370 |
| 3 Bedroom | N/A | N/A | $1,680 |
| 4 Bedroom | N/A | N/A | $1,890 |
Affordability — Minoa, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $256,000 |
| Median Household Income | $93,100 |