Fort Plain, NY—13339
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Plain, NY
As of Oct '25, the median home price in Fort Plain, NY is $166,000, with a year-over-year change of -2.5%. This indicates that home prices in Fort Plain, NY are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $166,000 | -2.5% |
| Single Family | $167,000 | -3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $142,000 | -4.1% |
3 Bed | $169,000 | -3.4% |
4 Bed | $197,000 | -2.5% |
| 5 Bed | $273,000 | -1.1% |
% of Housing Stock
Rental Trends — Fort Plain, NY
As of July '25, Rentcast reports the average rent in Fort Plain, NY is $1,060, with a year-over-year rent change of -11.7%. Per bedroom, the median rent as of July '25 in Fort Plain, NY is 1-bedrooms: $725, 2-bedrooms: $1,050, 3-bedrooms: $1,200, 4-bedrooms: $1,250. The most common rental property sizes in Fort Plain, NY are 2-bedroom and 3-bedroom, accounting for 34.8% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,050 | $1,060 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $725 | $725 |
| 2 Bed Rent | $1,050 | $1,050 |
| 3 Bed Rent | $1,200 | $1,200 |
| 4 Bed Rent | $1,250 | $1,250 |
% of Rental Stock
Property Listings — Fort Plain, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Plain, NY is 82. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $169,000 | -11.0% |
Listing Count | 25 | 47.0% |
| Listings as % of Homes | 0.7% | 47.0% |
Days on Market | 82 | 7.0% |
Demographics — Fort Plain, NY
As of the latest ACS Survey released in 2023, Fort Plain, NY has a population of 6,130, which has decreased by -4.1% over the past 5 years. Fort Plain, NY is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 20.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,130 | -4.1% |
% Under 18 | 24.4% | -5.8% |
% Seniors | 18.0% | 14.6% |
% WFH | 6.1% | -16.4% |
% w/ College Degree | 20.2% | 54.2% |
As of the latest ACS Survey released in 2023, Fort Plain, NY is a predominantly white area, with 93.3% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in Fort Plain, NY is hispanic, making up 3.3% of the population. Foreign-born residents account for 0.8% of the population in Fort Plain, NY, and this percentage has decreased by 66.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.3% | 0.1% |
% Black | 1.5% | 650.0% |
% Hispanic | 3.3% | 0.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.8% | -66.7% |
Mortgage and Risk — Fort Plain, NY
According to HUD data as of 2023, there were 44 mortgage originations in Fort Plain, NY, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Fort Plain, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Fort Plain, NY
As of 2024, the percent of homes in Fort Plain, NY under the Section 8 program is 27.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Fort Plain, NY, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 130 |
Total Units Section 8 | 130 |
% Rentals under Section 8 | 27.6% |
% Occupied Section 8 | 65.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $125 | $725 | $850 |
| 2 Bedroom | -$30 | $1,050 | $1,020 |
| 3 Bedroom | $90 | $1,200 | $1,290 |
| 4 Bedroom | $120 | $1,250 | $1,370 |
Affordability — Fort Plain, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $166,000 |
| Median Household Income | $57,900 |