Cohocton, NY—14826
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cohocton, NY
As of Oct '25, the median home price in Cohocton, NY is $149,000, with a year-over-year change of 0.3%. This indicates that home prices in Cohocton, NY are flat. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $149,000 | 0.3% |
| Single Family | $149,000 | 0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $143,000 | 2.9% |
3 Bed | $155,000 | 0.6% |
4 Bed | $162,000 | -2.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cohocton, NY
Cohocton, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cohocton, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Cohocton, NY is 136. This is a increase of 111.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $220,000 | -30.0% |
Listing Count | 10 | 88.0% |
| Listings as % of Homes | 0.5% | 88.0% |
Days on Market | 136 | 111.0% |
Demographics — Cohocton, NY
As of the latest ACS Survey released in 2023, Cohocton, NY has a population of 2,130, which has increased by 6.7% over the past 5 years. Cohocton, NY is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 16.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,130 | 6.7% |
% Under 18 | 21.9% | -1.4% |
% Seniors | 18.2% | -1.1% |
% WFH | 10.2% | 100.0% |
% w/ College Degree | 16.3% | -11.9% |
As of the latest ACS Survey released in 2023, Cohocton, NY is a predominantly white area, with 96.6% of the population identifying as white. The white population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Cohocton, NY is black, making up 0.7% of the population. Foreign-born residents account for 0.4% of the population in Cohocton, NY, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.6% | 2.7% |
% Black | 0.7% | 75.0% |
% Hispanic | 0.2% | -92.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | 33.3% |
Mortgage and Risk — Cohocton, NY
According to HUD data as of 2023, there were 32 mortgage originations in Cohocton, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Cohocton, NY. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Cohocton, NY
Cohocton, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,240 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Cohocton, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $149,000 |
| Median Household Income | $69,100 |