Kutztown, PA—19562
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Kutztown, PA
Home Price Trends — Kutztown, PA
As of Oct '25, the median home price in Kutztown, PA is $256,000, with a year-over-year change of 8.9%. This indicates that home prices in Kutztown, PA are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $256,000 | 8.9% |
| Single Family | $256,000 | 8.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $253,000 | 8.1% |
4 Bed | $333,000 | 8.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kutztown, PA
As of July '25, Rentcast reports the average rent in Kutztown, PA is $1,340, with a year-over-year rent change of 8.1%. Per bedroom, the median rent as of July '25 in Kutztown, PA is 1-bedrooms: $1,360, 2-bedrooms: $1,300. The most common rental property sizes in Kutztown, PA are 2-bedroom and 1-bedroom, accounting for 36.6% and 35.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,360 | $1,340 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,360 | $1,360 |
| 2 Bed Rent | $1,300 | $1,300 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kutztown, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Kutztown, PA is 42. This is a increase of 77.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $248,000 | -4.0% |
Listing Count | 4 | -21.0% |
| Listings as % of Homes | 0.0% | -21.0% |
Days on Market | 42 | 77.0% |
Demographics — Kutztown, PA
As of the latest ACS Survey released in 2023, Kutztown, PA has a population of 2,960, which has increased by 16.1% over the past 5 years. Kutztown, PA is a moderately popular place for families, as children make up 16.4% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,960 | 16.1% |
% Under 18 | 16.4% | 13.1% |
% Seniors | 30.3% | -9.3% |
% WFH | 8.6% | 290.9% |
% w/ College Degree | 19.0% | -4.5% |
As of the latest ACS Survey released in 2023, Kutztown, PA is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Kutztown, PA is hispanic, making up 4.1% of the population. Foreign-born residents account for 2.0% of the population in Kutztown, PA, and this percentage has increased by 400.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.1% | -6.4% |
% Black | 1.5% | ∞% |
% Hispanic | 4.1% | 105.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.0% | 400.0% |
Mortgage and Risk — Kutztown, PA
According to HUD data as of 2023, there were 35 mortgage originations in Kutztown, PA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Kutztown, PA. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Kutztown, PA
Kutztown, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 99 |
Total Units Section 8 | 100 |
% Rentals under Section 8 | 19.5% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$220 | $1,360 | $1,140 |
| 2 Bedroom | $140 | $1,300 | $1,440 |
| 3 Bedroom | N/A | N/A | $1,800 |
| 4 Bedroom | N/A | N/A | $1,910 |
Affordability — Kutztown, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $256,000 |
| Median Household Income | $78,700 |