Liberty, NC—27298
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Liberty, NC
As of Oct '25, the median home price in Liberty, NC is $268,000, with a year-over-year change of 3.0%. This indicates that home prices in Liberty, NC are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $268,000 | 3.0% |
| Single Family | $268,000 | 3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $211,000 | 4.5% |
3 Bed | $282,000 | 3.7% |
4 Bed | $340,000 | 5.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Liberty, NC
As of July '25, Rentcast reports the average rent in Liberty, NC is $1,940, with a year-over-year rent change of 26.0%. Per bedroom, the median rent as of July '25 in Liberty, NC is 2-bedrooms: $1,000, 3-bedrooms: $2,080. The most common rental property sizes in Liberty, NC are 3-bedroom and 2-bedroom, accounting for 42.2% and 40.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,940 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,000 | $1,000 |
| 3 Bed Rent | $1,950 | $2,080 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Liberty, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Liberty, NC is 54. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $344,000 | 1.0% |
Listing Count | 50 | 82.0% |
| Listings as % of Homes | 0.5% | 82.0% |
Days on Market | 54 | 39.0% |
Demographics — Liberty, NC
As of the latest ACS Survey released in 2023, Liberty, NC has a population of 10,500, which has increased by 4.5% over the past 5 years. Liberty, NC is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,500 | 4.5% |
% Under 18 | 21.0% | 0.5% |
% Seniors | 16.8% | -6.1% |
% WFH | 10.1% | 83.6% |
% w/ College Degree | 14.6% | 3.5% |
As of the latest ACS Survey released in 2023, Liberty, NC is a predominantly white area, with 76.5% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Liberty, NC is hispanic, making up 14.7% of the population. Foreign-born residents account for 6.8% of the population in Liberty, NC, and this percentage has increased by 19.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.5% | -3.5% |
% Black | 6.7% | -11.8% |
% Hispanic | 14.7% | 33.6% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 6.8% | 19.3% |
Mortgage and Risk — Liberty, NC
According to HUD data as of 2023, there were 191 mortgage originations in Liberty, NC, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Liberty, NC. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 191 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Liberty, NC
Liberty, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 71 |
Total Units Section 8 | 71 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | 82.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,280 |
| 2 Bedroom | $470 | $1,000 | $1,470 |
| 3 Bedroom | -$100 | $1,950 | $1,850 |
| 4 Bedroom | N/A | N/A | $2,260 |
Affordability — Liberty, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $268,000 |
| Median Household Income | $61,500 |