Southern Pines, NC28387

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$451,000
1.9% YoY Growth
Median Household Income
$73,600
21.4% 5-Year Growth
Days on Market
72
8.0% Shorter than last year
Home Price Forecast
2.5%
Median Rent
$2,150
3.3% YoY Growth
1-Bed Rent
$1,330
9.5% YoY Growth
2-Bed Rent
$1,700
2.1% YoY Growth
3-Bed Rent
$2,300
0.4% YoY Growth

Property Listings — Southern Pines, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Southern Pines, NC is 72. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$462,000-15.0%
Listing Count
1454.0%
Listings as % of Homes1.1%4.0%
Days on Market
72-8.0%
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Demographics — Southern Pines, NC

As of the latest ACS Survey released in 2023, Southern Pines, NC has a population of 15,600, which has remained stable by 0.8% over the past 5 years. Southern Pines, NC is a moderately popular place for families, as children make up 17.4% of the population. The area has a highly educated workforce, with 52.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,6000.8%
% Under 18
17.4%-5.9%
% Seniors
28.3%7.2%
% WFH
13.0%116.7%
% w/ College Degree
52.6%6.3%
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As of the latest ACS Survey released in 2023, Southern Pines, NC is a predominantly white area, with 73.6% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Southern Pines, NC is black, making up 12.1% of the population. Foreign-born residents account for 5.6% of the population in Southern Pines, NC, and this percentage has increased by 36.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.6%-5.3%
% Black
12.1%-19.3%
% Hispanic
8.0%90.5%
% Asian
1.3%0.0%
% Foreign Born
5.6%36.6%
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Mortgage and Risk — Southern Pines, NC

According to HUD data as of 2023, there were 450 mortgage originations in Southern Pines, NC, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Southern Pines, NC. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
450
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
2.0%
% Second Loans
3.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Southern Pines, NC

Southern Pines, NC lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
366
Total Units Section 8
360
% Rentals under Section 8
N/A
% Occupied Section 8
83.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$280$1,330$1,050
2 Bedroom-$540$1,700$1,160
3 Bedroom-$670$2,300$1,630
4 Bedroom-$950$2,900$1,950

Affordability — Southern Pines, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.6
Median Home Price$451,000
Median Household Income$73,600

Southern Pines, NC — ZIP Code Boundary Map

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Frequently Asked Questions