Lake Helen, FL—32744
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lake Helen, FL
As of Oct '25, the median home price in Lake Helen, FL is $310,000, with a year-over-year change of -5.1%. This indicates that home prices in Lake Helen, FL are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $310,000 | -5.1% |
| Single Family | $310,000 | -4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $230,000 | -8.0% |
3 Bed | $324,000 | -4.4% |
4 Bed | $447,000 | -3.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lake Helen, FL
As of July '25, Rentcast reports the average rent in Lake Helen, FL is $1,980, with a year-over-year rent change of 20.7%. Per bedroom, the median rent as of July '25 in Lake Helen, FL is 2-bedrooms: $1,800, 3-bedrooms: $2,150. The most common rental property sizes in Lake Helen, FL are 2-bedroom and 3-bedroom, accounting for 47.8% and 28.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,980 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,600 | $1,800 |
| 3 Bed Rent | $2,100 | $2,150 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lake Helen, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Lake Helen, FL is 64. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $575,000 | 13.0% |
Listing Count | 23 | 11.0% |
| Listings as % of Homes | 1.5% | 11.0% |
Days on Market | 64 | -22.0% |
Demographics — Lake Helen, FL
As of the latest ACS Survey released in 2023, Lake Helen, FL has a population of 3,720, which has decreased by -1.3% over the past 5 years. Lake Helen, FL is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,720 | -1.3% |
% Under 18 | 22.1% | 22.8% |
% Seniors | 27.9% | 5.7% |
% WFH | 8.1% | -20.6% |
% w/ College Degree | 24.5% | 26.9% |
As of the latest ACS Survey released in 2023, Lake Helen, FL is a predominantly white area, with 93.2% of the population identifying as white. The white population has grown by 4.1% in the last 5 years. The second most common race or ethnicity in Lake Helen, FL is hispanic, making up 3.4% of the population. Foreign-born residents account for 2.0% of the population in Lake Helen, FL, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.2% | 4.1% |
% Black | 2.0% | -51.2% |
% Hispanic | 3.4% | -20.9% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.0% | 0.0% |
Mortgage and Risk — Lake Helen, FL
According to HUD data as of 2023, there were 146 mortgage originations in Lake Helen, FL, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Lake Helen, FL. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 146 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Lake Helen, FL
Lake Helen, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,320 |
| 2 Bedroom | $10 | $1,600 | $1,610 |
| 3 Bedroom | $20 | $2,100 | $2,120 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Lake Helen, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $310,000 |
| Median Household Income | $95,100 |