Seffner, FL—33584
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seffner, FL
As of Oct '25, the median home price in Seffner, FL is $356,000, with a year-over-year change of -2.9%. This indicates that home prices in Seffner, FL are decreasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $356,000 | -2.9% |
| Single Family | $356,000 | -3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $184,000 | -9.8% |
2 Bed | $259,000 | -5.1% |
3 Bed | $331,000 | -3.5% |
4 Bed | $416,000 | -2.6% |
| 5 Bed | $585,000 | -1.0% |
% of Housing Stock
Rental Trends — Seffner, FL
As of July '25, Rentcast reports the average rent in Seffner, FL is $2,150, with a year-over-year rent change of -3.2%. Per bedroom, the median rent as of July '25 in Seffner, FL is 1-bedrooms: $911, 2-bedrooms: $1,700, 3-bedrooms: $2,150, 4-bedrooms: $2,470. The most common rental property sizes in Seffner, FL are 3-bedroom and 2-bedroom, accounting for 40.0% and 33.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,130 | $2,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $775 | $911 |
| 2 Bed Rent | $1,630 | $1,700 |
| 3 Bed Rent | $2,080 | $2,150 |
| 4 Bed Rent | $2,480 | $2,470 |
% of Rental Stock
Property Listings — Seffner, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Seffner, FL is 53. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $379,000 | -4.0% |
Listing Count | 96 | -4.0% |
| Listings as % of Homes | 0.9% | -4.0% |
Days on Market | 53 | 14.0% |
Demographics — Seffner, FL
As of the latest ACS Survey released in 2023, Seffner, FL has a population of 27,200, which has remained stable by 0.1% over the past 5 years. Seffner, FL is a moderately popular place for families, as children make up 22.1% of the population. The area has a moderately educated workforce, with 25.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,200 | 0.1% |
% Under 18 | 22.1% | -8.3% |
% Seniors | 15.4% | 16.7% |
% WFH | 17.6% | 112.0% |
% w/ College Degree | 25.8% | 13.7% |
As of the latest ACS Survey released in 2023, Seffner, FL is a predominantly white area, with 49.8% of the population identifying as white. The white population has shrunk by 14.6% in the last 5 years. The second most common race or ethnicity in Seffner, FL is hispanic, making up 24.0% of the population. Foreign-born residents account for 12.5% of the population in Seffner, FL, and this percentage has increased by 19.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.8% | -14.6% |
% Black | 16.3% | 21.6% |
% Hispanic | 24.0% | 6.7% |
% Asian | 6.6% | 144.4% |
% Foreign Born | 12.5% | 19.0% |
Mortgage and Risk — Seffner, FL
According to HUD data as of 2023, there were 638 mortgage originations in Seffner, FL, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Seffner, FL. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 638 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Seffner, FL
As of 2024, the percent of homes in Seffner, FL under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Seffner, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 153 |
Total Units Section 8 | 153 |
% Rentals under Section 8 | 5.5% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $825 | $775 | $1,600 |
| 2 Bedroom | $250 | $1,630 | $1,880 |
| 3 Bedroom | $330 | $2,080 | $2,410 |
| 4 Bedroom | $450 | $2,480 | $2,930 |
Affordability — Seffner, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $356,000 |
| Median Household Income | $68,300 |