Valrico, FL—33594
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Valrico, FL
Home Price Trends — Valrico, FL
As of Oct '25, the median home price in Valrico, FL is $368,000, with a year-over-year change of -5.1%. This indicates that home prices in Valrico, FL are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $368,000 | -5.1% |
| Single Family | $369,000 | -5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | -10.3% |
3 Bed | $333,000 | -5.7% |
4 Bed | $435,000 | -4.0% |
| 5 Bed | $582,000 | -2.8% |
% of Housing Stock
Rental Trends — Valrico, FL
As of July '25, Rentcast reports the average rent in Valrico, FL is $2,340, with a year-over-year rent change of 5.9%. Per bedroom, the median rent as of July '25 in Valrico, FL is 1-bedrooms: $1,050, 2-bedrooms: $1,610, 3-bedrooms: $2,180, 4-bedrooms: $2,670. The most common rental property sizes in Valrico, FL are 3-bedroom and 2-bedroom, accounting for 51.1% and 19.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,290 | $2,340 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $887 | $1,050 |
| 2 Bed Rent | $1,750 | $1,610 |
| 3 Bed Rent | $2,180 | $2,180 |
| 4 Bed Rent | $2,570 | $2,670 |
% of Rental Stock
Property Listings — Valrico, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Valrico, FL is 61. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $387,000 | -5.0% |
Listing Count | 130 | 3.0% |
| Listings as % of Homes | 0.9% | 3.0% |
Days on Market | 61 | 1.0% |
Demographics — Valrico, FL
As of the latest ACS Survey released in 2023, Valrico, FL has a population of 36,300, which has increased by 2.3% over the past 5 years. Valrico, FL is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 32.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 36,300 | 2.3% |
% Under 18 | 20.5% | -13.5% |
% Seniors | 17.5% | 14.4% |
% WFH | 20.8% | 241.0% |
% w/ College Degree | 32.6% | 19.9% |
As of the latest ACS Survey released in 2023, Valrico, FL is a predominantly white area, with 51.7% of the population identifying as white. The white population has shrunk by 11.3% in the last 5 years. The second most common race or ethnicity in Valrico, FL is hispanic, making up 25.2% of the population. Foreign-born residents account for 17.5% of the population in Valrico, FL, and this percentage has increased by 52.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 51.7% | -11.3% |
% Black | 15.0% | 32.7% |
% Hispanic | 25.2% | 15.6% |
% Asian | 4.0% | -14.9% |
% Foreign Born | 17.5% | 52.2% |
Mortgage and Risk — Valrico, FL
According to HUD data as of 2023, there were 630 mortgage originations in Valrico, FL, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Valrico, FL. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 630 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Valrico, FL
As of 2024, the percent of homes in Valrico, FL under the Section 8 program is 5.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Valrico, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 162 |
Total Units Section 8 | 162 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,133 | $887 | $2,020 |
| 2 Bedroom | $620 | $1,750 | $2,370 |
| 3 Bedroom | $850 | $2,180 | $3,030 |
| 4 Bedroom | $1,120 | $2,570 | $3,690 |
Affordability — Valrico, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $368,000 |
| Median Household Income | $92,000 |