Valrico, FL33594

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$368,000
5.1% YoY Growth
Median Household Income
$92,000
44.0% 5-Year Growth
Days on Market
61
1.0% Longer than last year
Home Price Forecast
0.3%
Median Rent
$2,290
5.9% YoY Growth
1-Bed Rent
$887
24.5% YoY Growth
2-Bed Rent
$1,750
6.9% YoY Growth
3-Bed Rent
$2,180
1.9% YoY Growth

Other Zip Codes in Valrico, FL

Property Listings — Valrico, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Valrico, FL is 61. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$387,000-5.0%
Listing Count
1303.0%
Listings as % of Homes0.9%3.0%
Days on Market
611.0%
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Demographics — Valrico, FL

As of the latest ACS Survey released in 2023, Valrico, FL has a population of 36,300, which has increased by 2.3% over the past 5 years. Valrico, FL is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 32.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,3002.3%
% Under 18
20.5%-13.5%
% Seniors
17.5%14.4%
% WFH
20.8%241.0%
% w/ College Degree
32.6%19.9%
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As of the latest ACS Survey released in 2023, Valrico, FL is a predominantly white area, with 51.7% of the population identifying as white. The white population has shrunk by 11.3% in the last 5 years. The second most common race or ethnicity in Valrico, FL is hispanic, making up 25.2% of the population. Foreign-born residents account for 17.5% of the population in Valrico, FL, and this percentage has increased by 52.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
51.7%-11.3%
% Black
15.0%32.7%
% Hispanic
25.2%15.6%
% Asian
4.0%-14.9%
% Foreign Born
17.5%52.2%
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Mortgage and Risk — Valrico, FL

According to HUD data as of 2023, there were 630 mortgage originations in Valrico, FL, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Valrico, FL. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
630
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Valrico, FL

As of 2024, the percent of homes in Valrico, FL under the Section 8 program is 5.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Valrico, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
162
Total Units Section 8
162
% Rentals under Section 8
5.2%
% Occupied Section 8
95.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1,133$887$2,020
2 Bedroom$620$1,750$2,370
3 Bedroom$850$2,180$3,030
4 Bedroom$1,120$2,570$3,690

Affordability — Valrico, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$368,000
Median Household Income$92,000

Valrico, FL — ZIP Code Boundary Map

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Frequently Asked Questions