Sebring, FL—33870
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sebring, FL
As of Oct '25, the median home price in Sebring, FL is $205,000, with a year-over-year change of -3.3%. This indicates that home prices in Sebring, FL are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $205,000 | -3.3% |
| Single Family | $210,000 | -2.8% |
| Condos | $148,000 | -8.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $98,000 | -3.9% |
2 Bed | $167,000 | -5.1% |
3 Bed | $232,000 | -2.5% |
4 Bed | $276,000 | -2.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sebring, FL
As of July '25, Rentcast reports the average rent in Sebring, FL is $1,600, with a year-over-year rent change of -1.2%. Per bedroom, the median rent as of July '25 in Sebring, FL is studios: $625, 1-bedrooms: $1,100, 2-bedrooms: $1,380, 3-bedrooms: $1,840, 4-bedrooms: $2,020. The most common rental property sizes in Sebring, FL are 2-bedroom and 3-bedroom, accounting for 49.9% and 20.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,600 |
| Studio Rent | $600 | $625 |
| 1 Bed Rent | $1,000 | $1,100 |
| 2 Bed Rent | $1,350 | $1,380 |
| 3 Bed Rent | $1,700 | $1,840 |
| 4 Bed Rent | $1,950 | $2,020 |
% of Rental Stock
Property Listings — Sebring, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Sebring, FL is 80. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $235,000 | -7.0% |
Listing Count | 179 | 2.0% |
| Listings as % of Homes | 0.8% | 2.0% |
Days on Market | 80 | 41.0% |
Demographics — Sebring, FL
As of the latest ACS Survey released in 2023, Sebring, FL has a population of 25,100, which has increased by 15.2% over the past 5 years. Sebring, FL is a moderately popular place for families, as children make up 17.7% of the population. The area has a poorly educated workforce, with 17.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,100 | 15.2% |
% Under 18 | 17.7% | 10.6% |
% Seniors | 33.7% | 5.0% |
% WFH | 7.6% | 26.7% |
% w/ College Degree | 17.8% | 34.8% |
As of the latest ACS Survey released in 2023, Sebring, FL is a predominantly white area, with 60.5% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Sebring, FL is hispanic, making up 22.2% of the population. Foreign-born residents account for 10.3% of the population in Sebring, FL, and this percentage has decreased by 3.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.5% | -4.7% |
% Black | 13.3% | -13.1% |
% Hispanic | 22.2% | 22.7% |
% Asian | 1.2% | 140.0% |
% Foreign Born | 10.3% | -3.7% |
Mortgage and Risk — Sebring, FL
According to HUD data as of 2023, there were 307 mortgage originations in Sebring, FL, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Sebring, FL. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 307 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Sebring, FL
As of 2024, the percent of homes in Sebring, FL under the Section 8 program is 3.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Sebring, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 128 |
Total Units Section 8 | 117 |
% Rentals under Section 8 | 3.5% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $1,000 | $940 |
| 2 Bedroom | -$130 | $1,350 | $1,220 |
| 3 Bedroom | -$200 | $1,700 | $1,500 |
| 4 Bedroom | $0 | $1,950 | $1,950 |
Affordability — Sebring, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $205,000 |
| Median Household Income | $50,600 |