Sebring, FL—33872
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sebring, FL
As of Oct '25, the median home price in Sebring, FL is $248,000, with a year-over-year change of -2.7%. This indicates that home prices in Sebring, FL are decreasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $248,000 | -2.7% |
| Single Family | $254,000 | -2.3% |
| Condos | $140,000 | -7.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $200,000 | -2.9% |
3 Bed | $294,000 | -1.7% |
4 Bed | $359,000 | -1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sebring, FL
As of July '25, Rentcast reports the average rent in Sebring, FL is $1,720, with a year-over-year rent change of -6.0%. Per bedroom, the median rent as of July '25 in Sebring, FL is 1-bedrooms: $1,130, 2-bedrooms: $1,460, 3-bedrooms: $1,820, 4-bedrooms: $2,190. The most common rental property sizes in Sebring, FL are 2-bedroom and 1-bedroom, accounting for 54.7% and 18.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,120 | $1,130 |
| 2 Bed Rent | $1,390 | $1,460 |
| 3 Bed Rent | $1,750 | $1,820 |
| 4 Bed Rent | $2,000 | $2,190 |
% of Rental Stock
Property Listings — Sebring, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Sebring, FL is 73. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $320,000 | 1.0% |
Listing Count | 196 | -7.0% |
| Listings as % of Homes | 1.5% | -7.0% |
Days on Market | 73 | -14.0% |
Demographics — Sebring, FL
As of the latest ACS Survey released in 2023, Sebring, FL has a population of 13,300, which has decreased by -15.7% over the past 5 years. Sebring, FL is a less popular place for families, as children make up 13.4% of the population. The area has a moderately educated workforce, with 28.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,300 | -15.7% |
% Under 18 | 13.4% | -6.3% |
% Seniors | 44.5% | -3.3% |
% WFH | 12.0% | 172.7% |
% w/ College Degree | 28.5% | 24.5% |
As of the latest ACS Survey released in 2023, Sebring, FL is a predominantly white area, with 64.5% of the population identifying as white. The white population has shrunk by 12.4% in the last 5 years. The second most common race or ethnicity in Sebring, FL is hispanic, making up 21.5% of the population. Foreign-born residents account for 12.3% of the population in Sebring, FL, and this percentage has increased by 15.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.5% | -12.4% |
% Black | 5.2% | -11.9% |
% Hispanic | 21.5% | 79.2% |
% Asian | 4.2% | -10.6% |
% Foreign Born | 12.3% | 15.0% |
Mortgage and Risk — Sebring, FL
According to HUD data as of 2023, there were 407 mortgage originations in Sebring, FL, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Sebring, FL. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 407 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 2.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Sebring, FL
As of 2024, the percent of homes in Sebring, FL under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Sebring, FL, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $1,120 | $1,090 |
| 2 Bedroom | $30 | $1,390 | $1,420 |
| 3 Bedroom | $0 | $1,750 | $1,750 |
| 4 Bedroom | $280 | $2,000 | $2,280 |
Affordability — Sebring, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $248,000 |
| Median Household Income | $68,100 |