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Winter Haven, FL—33880

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$254,000
5.6% YoY Growth
Household Income
$56,800
33.3% YoY Growth
Days on Market
72
17.0% Longer YoY
Home Price Forecast
1.1%
Median Rent
$1,700
3.6% YoY Growth
1-Bed Rent
$995
23.9% YoY Growth
2-Bed Rent
$1,350
2.2% YoY Growth
3-Bed Rent
$1,800
7.8% YoY Growth

Other Zip Codes in Winter Haven, FL

3388433881
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Winter Haven, FL

As of Dec '25, the median home price in Winter Haven, FL is $254,000, with a year-over-year change of -5.6%. This indicates that home prices in Winter Haven, FL are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$254,000-5.6%
Single Family $258,000-5.5%
Condos $119,000-13.8%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $109,000
    -12.1%
    2 Bed
    		$165,000-9.3%
    3 Bed
    		$253,000-5.6%
    4 Bed
    		$314,000-3.4%
    5 Bed $371,719-0.9%
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    % of Housing Stock

    Studio
    1.8%
    1 Bedroom
    7.1%
    2 Bedrooms
    32.7%
    3 Bedrooms
    46.1%
    4 Bedrooms
    11.4%
    5+ Bedrooms
    1.0%

    Rental Trends — Winter Haven, FL

    As of July '25, Rentcast reports the average rent in Winter Haven, FL is $1,630, with a year-over-year rent change of -3.6%. Per bedroom, the median rent as of July '25 in Winter Haven, FL is studios: $1,200, 1-bedrooms: $989, 2-bedrooms: $1,320, 3-bedrooms: $1,770, 4-bedrooms: $2,150. The most common rental property sizes in Winter Haven, FL are 2-bedroom and 3-bedroom, accounting for 44.8% and 27.1% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,700$1,630
    Studio Rent $1,100$1,200
    1 Bed Rent $995$989
    2 Bed Rent $1,350$1,320
    3 Bed Rent $1,800$1,770
    4 Bed Rent $2,040$2,150
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    % of Rental Stock

    Studio
    5.0%
    1 Bedroom
    18.3%
    2 Bedrooms
    44.8%
    3 Bedrooms
    27.1%
    4 Bedrooms
    4.6%
    5+ Bedrooms
    0.3%

    Property Listings — Winter Haven, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Winter Haven, FL is 86. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$297,0001.0%
    Listing Count
    		183-14.0%
    Listings as % of Homes1.1%-14.0%
    Days on Market
    		7217.0%
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    Demographics — Winter Haven, FL

    As of the latest ACS Survey released in 2023, Winter Haven, FL has a population of 42,300, which has increased by 2.4% over the past 5 years. Winter Haven, FL is a popular place for families, as children make up 25.2% of the population. The area has a poorly educated workforce, with 17.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		42,3002.4%
    % Under 18
    		25.2%0.8%
    % Seniors
    		15.7%-10.8%
    % WFH
    		6.7%168.0%
    % w/ College Degree
    		17.3%41.8%
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    As of the latest ACS Survey released in 2023, Winter Haven, FL is a predominantly white area, with 49.5% of the population identifying as white. The white population has shrunk by 9.3% in the last 5 years. The second most common race or ethnicity in Winter Haven, FL is hispanic, making up 27.3% of the population. Foreign-born residents account for 9.4% of the population in Winter Haven, FL, and this percentage has decreased by 22.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		49.5%-9.3%
    % Black
    		18.9%21.9%
    % Hispanic
    		27.3%1.9%
    % Asian
    		1.2%-14.3%
    % Foreign Born
    		9.4%-22.3%
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    Mortgage and Risk — Winter Haven, FL

    According to HUD data as of 2023, there were 1199 mortgage originations in Winter Haven, FL, of which 45.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 54.0% above 90% LTV (very high). This implies large mortgage risk in Winter Haven, FL. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		1,199
    % Conventional Loans
    		45.0%
    % Government Loans
    		55.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Winter Haven, FL

    As of 2024, the percent of homes in Winter Haven, FL under the Section 8 program is 8.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Winter Haven, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		520
    Total Units Section 8
    		458
    % Rentals under Section 8
    		8.6%
    % Occupied Section 8
    		90.2%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$25$995$970
    2 Bedroom-$160$1,350$1,190
    3 Bedroom-$200$1,800$1,600
    4 Bedroom-$40$2,040$2,000

    Affordability — Winter Haven, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.7
    Median Home Price$254,000
    Median Household Income$56,800

    Winter Haven, FL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Eagle Lake, FL

    33839

    Winter Haven, FL

    33881

    Winter Haven, FL

    33884

    Auburndale, FL

    33823

    Bartow, FL

    33830

    Frequently Asked Questions