Crystal River, FL—34429
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Crystal River, FL
Home Price Trends — Crystal River, FL
As of Oct '25, the median home price in Crystal River, FL is $253,000, with a year-over-year change of -8.9%. This indicates that home prices in Crystal River, FL are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $253,000 | -8.9% |
| Single Family | $263,000 | -8.0% |
| Condos | $191,000 | -20.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $155,000 | -15.3% |
2 Bed | $213,000 | -11.6% |
3 Bed | $287,000 | -8.0% |
4 Bed | $439,000 | -7.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Crystal River, FL
As of July '25, Rentcast reports the average rent in Crystal River, FL is $1,640, with a year-over-year rent change of -13.7%. Per bedroom, the median rent as of July '25 in Crystal River, FL is studios: $1,370, 1-bedrooms: $1,170, 2-bedrooms: $1,550, 3-bedrooms: $2,050. The most common rental property sizes in Crystal River, FL are 2-bedroom and 3-bedroom, accounting for 56.6% and 33.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,640 |
| Studio Rent | $1,500 | $1,370 |
| 1 Bed Rent | $1,100 | $1,170 |
| 2 Bed Rent | $1,400 | $1,550 |
| 3 Bed Rent | $1,850 | $2,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Crystal River, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Crystal River, FL is 107. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $333,000 | 8.0% |
Listing Count | 172 | 30.0% |
| Listings as % of Homes | 1.3% | 30.0% |
Days on Market | 107 | 18.0% |
Demographics — Crystal River, FL
As of the latest ACS Survey released in 2023, Crystal River, FL has a population of 9,490, which has increased by 14.8% over the past 5 years. Crystal River, FL is a less popular place for families, as children make up 14.0% of the population. The area has a moderately educated workforce, with 25.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,490 | 14.8% |
% Under 18 | 14.0% | 19.7% |
% Seniors | 44.9% | 25.4% |
% WFH | 25.7% | 1,017.4% |
% w/ College Degree | 25.4% | 16.5% |
As of the latest ACS Survey released in 2023, Crystal River, FL is a predominantly white area, with 88.4% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Crystal River, FL is black, making up 4.7% of the population. Foreign-born residents account for 3.6% of the population in Crystal River, FL, and this percentage has increased by 2.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.4% | -4.9% |
% Black | 4.7% | 176.5% |
% Hispanic | 3.5% | 2.9% |
% Asian | 0.9% | 0.0% |
% Foreign Born | 3.6% | 2.9% |
Mortgage and Risk — Crystal River, FL
According to HUD data as of 2023, there were 195 mortgage originations in Crystal River, FL, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Crystal River, FL. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 195 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 3.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Crystal River, FL
Crystal River, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 31 |
Total Units Section 8 | 31 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 68.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$130 | $1,100 | $970 |
| 2 Bedroom | -$180 | $1,400 | $1,220 |
| 3 Bedroom | -$140 | $1,850 | $1,710 |
| 4 Bedroom | N/A | N/A | $2,050 |
Affordability — Crystal River, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $253,000 |
| Median Household Income | $57,700 |