Poinciana, FL—34759
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Poinciana, FL
Home Price Trends — Poinciana, FL
As of Oct '25, the median home price in Poinciana, FL is $282,000, with a year-over-year change of -6.5%. This indicates that home prices in Poinciana, FL are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | -6.5% |
| Single Family | $283,000 | -6.3% |
| Condos | $149,000 | -6.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $274,000 | -8.1% |
3 Bed | $268,000 | -6.9% |
4 Bed | $297,000 | -6.0% |
| 5 Bed | $331,000 | -5.4% |
% of Housing Stock
Rental Trends — Poinciana, FL
As of July '25, Rentcast reports the average rent in Poinciana, FL is $1,830, with a year-over-year rent change of -3.2%. Per bedroom, the median rent as of July '25 in Poinciana, FL is 1-bedrooms: $986, 2-bedrooms: $1,700, 3-bedrooms: $1,770, 4-bedrooms: $1,950. The most common rental property sizes in Poinciana, FL are 3-bedroom and 4-bedroom, accounting for 53.2% and 27.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $986 |
| 2 Bed Rent | $1,650 | $1,700 |
| 3 Bed Rent | $1,710 | $1,770 |
| 4 Bed Rent | $1,900 | $1,950 |
% of Rental Stock
Property Listings — Poinciana, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Poinciana, FL is 87. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | -4.0% |
Listing Count | 641 | 8.0% |
| Listings as % of Homes | 3.0% | 8.0% |
Days on Market | 87 | 18.0% |
Demographics — Poinciana, FL
As of the latest ACS Survey released in 2023, Poinciana, FL has a population of 41,400, which has increased by 3.8% over the past 5 years. Poinciana, FL is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 26.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,400 | 3.8% |
% Under 18 | 20.2% | -20.2% |
% Seniors | 25.6% | 23.1% |
% WFH | 9.3% | 190.6% |
% w/ College Degree | 26.8% | 24.1% |
As of the latest ACS Survey released in 2023, Poinciana, FL is a predominantly hispanic area, with 54.7% of the population identifying as hispanic. The hispanic population has grown by 5.0% in the last 5 years. The second most common race or ethnicity in Poinciana, FL is white, making up 21.2% of the population. Foreign-born residents account for 16.8% of the population in Poinciana, FL, and this percentage has decreased by 18.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 21.2% | -5.8% |
% Black | 20.5% | -4.2% |
% Hispanic | 54.7% | 5.0% |
% Asian | 0.7% | -75.0% |
% Foreign Born | 16.8% | -18.8% |
Mortgage and Risk — Poinciana, FL
According to HUD data as of 2023, there were 823 mortgage originations in Poinciana, FL, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Poinciana, FL. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 823 |
% Conventional Loans | 51.0% |
% Government Loans | 49.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Poinciana, FL
As of 2024, the percent of homes in Poinciana, FL under the Section 8 program is 3.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Poinciana, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 144 |
Total Units Section 8 | 144 |
% Rentals under Section 8 | 3.8% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $580 | $900 | $1,480 |
| 2 Bedroom | $120 | $1,650 | $1,770 |
| 3 Bedroom | $640 | $1,710 | $2,350 |
| 4 Bedroom | $1,000 | $1,900 | $2,900 |
Affordability — Poinciana, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $282,000 |
| Median Household Income | $62,400 |