Winter Garden, FL—34787
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Winter Garden, FL
As of Oct '25, the median home price in Winter Garden, FL is $569,000, with a year-over-year change of -4.2%. This indicates that home prices in Winter Garden, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $569,000 | -4.2% |
| Single Family | $579,000 | -4.3% |
| Condos | $260,000 | -9.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $196,000 | -10.5% |
2 Bed | $267,000 | -7.6% |
3 Bed | $454,000 | -4.6% |
4 Bed | $621,000 | -4.3% |
| 5 Bed | $812,000 | -4.4% |
% of Housing Stock
Rental Trends — Winter Garden, FL
As of July '25, Rentcast reports the average rent in Winter Garden, FL is $2,980, with a year-over-year rent change of -1.7%. Per bedroom, the median rent as of July '25 in Winter Garden, FL is studios: $1,460, 1-bedrooms: $1,530, 2-bedrooms: $1,880, 3-bedrooms: $2,750, 4-bedrooms: $3,370. The most common rental property sizes in Winter Garden, FL are 2-bedroom and 3-bedroom, accounting for 35.6% and 33.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,880 | $2,980 |
| Studio Rent | $1,300 | $1,460 |
| 1 Bed Rent | $1,610 | $1,530 |
| 2 Bed Rent | $1,800 | $1,880 |
| 3 Bed Rent | $2,700 | $2,750 |
| 4 Bed Rent | $3,200 | $3,370 |
% of Rental Stock
Property Listings — Winter Garden, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Winter Garden, FL is 75. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $615,000 | 4.0% |
Listing Count | 836 | 0.0% |
| Listings as % of Homes | 1.5% | 0.0% |
Days on Market | 75 | 8.0% |
Demographics — Winter Garden, FL
As of the latest ACS Survey released in 2023, Winter Garden, FL has a population of 93,100, which has increased by 43.8% over the past 5 years. Winter Garden, FL is a popular place for families, as children make up 27.7% of the population. The area has a highly educated workforce, with 49.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 93,100 | 43.8% |
% Under 18 | 27.7% | 7.4% |
% Seniors | 10.6% | -10.9% |
% WFH | 22.9% | 193.6% |
% w/ College Degree | 49.0% | 19.8% |
As of the latest ACS Survey released in 2023, Winter Garden, FL is a predominantly white area, with 53.1% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Winter Garden, FL is hispanic, making up 23.2% of the population. Foreign-born residents account for 20.5% of the population in Winter Garden, FL, and this percentage has decreased by 8.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.1% | 0.8% |
% Black | 10.0% | -29.1% |
% Hispanic | 23.2% | -0.4% |
% Asian | 6.5% | 1.6% |
% Foreign Born | 20.5% | -8.5% |
Mortgage and Risk — Winter Garden, FL
According to HUD data as of 2023, there were 2350 mortgage originations in Winter Garden, FL, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Winter Garden, FL. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 2,350 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 3.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Winter Garden, FL
As of 2024, the percent of homes in Winter Garden, FL under the Section 8 program is 0.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Winter Garden, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 68 |
Total Units Section 8 | 68 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $380 | $1,610 | $1,990 |
| 2 Bedroom | $460 | $1,800 | $2,260 |
| 3 Bedroom | $170 | $2,700 | $2,870 |
| 4 Bedroom | $220 | $3,200 | $3,420 |
Affordability — Winter Garden, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $569,000 |
| Median Household Income | $115,000 |