Irondale, AL35210

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$266,000
0.5% YoY Growth
Median Household Income
$72,600
40.7% 5-Year Growth
Days on Market
38
3.0% Shorter than last year
Home Price Forecast
0.2%
Median Rent
$2,240
0.5% YoY Growth
1-Bed Rent
$954
30.6% YoY Growth
2-Bed Rent
$2,250
3.1% YoY Growth
3-Bed Rent
$2,240
0.5% YoY Growth

Property Listings — Irondale, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Irondale, AL is 38. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$280,000-1.0%
Listing Count
72-6.0%
Listings as % of Homes0.8%-6.0%
Days on Market
38-3.0%
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Demographics — Irondale, AL

As of the latest ACS Survey released in 2023, Irondale, AL has a population of 13,900, which has increased by 2.9% over the past 5 years. Irondale, AL is a moderately popular place for families, as children make up 15.0% of the population. The area has a highly educated workforce, with 45.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,9002.9%
% Under 18
15.0%-20.2%
% Seniors
21.8%19.1%
% WFH
10.5%238.7%
% w/ College Degree
45.7%26.6%
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As of the latest ACS Survey released in 2023, Irondale, AL is a predominantly white area, with 61.8% of the population identifying as white. The white population has grown by 14.0% in the last 5 years. The second most common race or ethnicity in Irondale, AL is black, making up 28.3% of the population. Foreign-born residents account for 5.7% of the population in Irondale, AL, and this percentage has decreased by 14.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.8%14.0%
% Black
28.3%-19.8%
% Hispanic
6.8%-1.4%
% Asian
0.4%-33.3%
% Foreign Born
5.7%-14.9%
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Mortgage and Risk — Irondale, AL

According to HUD data as of 2023, there were 419 mortgage originations in Irondale, AL, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Irondale, AL. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
419
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Irondale, AL

As of 2024, the percent of homes in Irondale, AL under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Irondale, AL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
44
Total Units Section 8
44
% Rentals under Section 8
2.3%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$136$954$1,090
2 Bedroom-$1,040$2,250$1,210
3 Bedroom-$730$2,240$1,510
4 Bedroom-$490$2,200$1,710

Affordability — Irondale, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$266,000
Median Household Income$72,600

Irondale, AL — ZIP Code Boundary Map

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Frequently Asked Questions