Opelika, AL36801

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$284,000
2.7% YoY Growth
Median Household Income
$58,300
45.1% 5-Year Growth
Days on Market
56
27.0% Shorter than last year
Home Price Forecast
1.0%
Median Rent
$1,750
7.4% YoY Growth
1-Bed Rent
$1,250
3.2% YoY Growth
2-Bed Rent
$1,380
2.1% YoY Growth
3-Bed Rent
$1,950
12.1% YoY Growth

Other Zip Codes in Opelika, AL

Property Listings — Opelika, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Opelika, AL is 56. This is a decrease of -27.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$400,00014.0%
Listing Count
1441.0%
Listings as % of Homes1.2%1.0%
Days on Market
56-27.0%
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Demographics — Opelika, AL

As of the latest ACS Survey released in 2023, Opelika, AL has a population of 24,500, which has decreased by -1.4% over the past 5 years. Opelika, AL is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 32.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,500-1.4%
% Under 18
22.3%-0.9%
% Seniors
19.6%34.2%
% WFH
6.0%100.0%
% w/ College Degree
32.7%18.9%
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As of the latest ACS Survey released in 2023, Opelika, AL is a predominantly white area, with 53.1% of the population identifying as white. The white population has grown by 8.6% in the last 5 years. The second most common race or ethnicity in Opelika, AL is black, making up 37.9% of the population. Foreign-born residents account for 4.2% of the population in Opelika, AL, and this percentage has decreased by 2.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
53.1%8.6%
% Black
37.9%-16.2%
% Hispanic
7.7%305.3%
% Asian
1.6%-52.9%
% Foreign Born
4.2%-2.3%
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Mortgage and Risk — Opelika, AL

According to HUD data as of 2023, there were 522 mortgage originations in Opelika, AL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Opelika, AL. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
522
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
3.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Opelika, AL

As of 2024, the percent of homes in Opelika, AL under the Section 8 program is 29.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Opelika, AL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
1,074
Total Units Section 8
1,074
% Rentals under Section 8
29.0%
% Occupied Section 8
84.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$320$1,250$930
2 Bedroom-$300$1,380$1,080
3 Bedroom-$540$1,950$1,410
4 Bedroom-$990$2,500$1,510

Affordability — Opelika, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$284,000
Median Household Income$58,300

Opelika, AL — ZIP Code Boundary Map

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Frequently Asked Questions