Cedar Hill, TN—37032
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cedar Hill, TN
As of Oct '25, the median home price in Cedar Hill, TN is $407,000, with a year-over-year change of -0.8%. This indicates that home prices in Cedar Hill, TN are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $407,000 | -0.8% |
| Single Family | $408,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $400,000 | 1.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cedar Hill, TN
As of July '25, Rentcast reports the average rent in Cedar Hill, TN is $1,800, with a year-over-year rent change of 28.6%. Per bedroom, the median rent as of July '25 in Cedar Hill, TN is 2-bedrooms: $1,500, 3-bedrooms: $1,870. The most common rental property sizes in Cedar Hill, TN are 2-bedroom and 3-bedroom, accounting for 58.9% and 30.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | $1,400 | $1,870 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cedar Hill, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Cedar Hill, TN is 75. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $530,000 | 5.0% |
Listing Count | 13 | 9.0% |
| Listings as % of Homes | 0.6% | 9.0% |
Days on Market | 75 | 26.0% |
Demographics — Cedar Hill, TN
As of the latest ACS Survey released in 2023, Cedar Hill, TN has a population of 5,500, which has increased by 13.7% over the past 5 years. Cedar Hill, TN is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 24.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,500 | 13.7% |
% Under 18 | 26.3% | 14.3% |
% Seniors | 15.0% | -6.2% |
% WFH | 11.0% | 34.1% |
% w/ College Degree | 24.4% | 9.4% |
As of the latest ACS Survey released in 2023, Cedar Hill, TN is a predominantly white area, with 91.1% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Cedar Hill, TN is black, making up 3.5% of the population. Foreign-born residents account for 0.6% of the population in Cedar Hill, TN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.1% | -2.7% |
% Black | 3.5% | -30.0% |
% Hispanic | 3.2% | 190.9% |
% Asian | 0.8% | ∞% |
% Foreign Born | 0.6% | 0.0% |
Mortgage and Risk — Cedar Hill, TN
According to HUD data as of 2023, there were 73 mortgage originations in Cedar Hill, TN, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Cedar Hill, TN. Investor activity is low, as 4.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Cedar Hill, TN
Cedar Hill, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | -$40 | $1,500 | $1,460 |
| 3 Bedroom | $440 | $1,400 | $1,840 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Cedar Hill, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $407,000 |
| Median Household Income | $85,800 |