Pass Christian, MS—39571
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pass Christian, MS
As of Oct '25, the median home price in Pass Christian, MS is $298,000, with a year-over-year change of 1.7%. This indicates that home prices in Pass Christian, MS are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $298,000 | 1.7% |
| Single Family | $298,000 | 1.0% |
| Condos | $291,000 | 5.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $251,000 | 0.4% |
3 Bed | $275,000 | 0.7% |
4 Bed | $415,000 | 2.7% |
| 5 Bed | $564,000 | 3.1% |
% of Housing Stock
Rental Trends — Pass Christian, MS
As of July '25, Rentcast reports the average rent in Pass Christian, MS is $1,500, with a year-over-year rent change of -26.8%. Per bedroom, the median rent as of July '25 in Pass Christian, MS is 1-bedrooms: $969, 2-bedrooms: $1,300, 3-bedrooms: $1,790, 4-bedrooms: $2,380. The most common rental property sizes in Pass Christian, MS are 3-bedroom and 2-bedroom, accounting for 35.0% and 26.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,050 | $969 |
| 2 Bed Rent | $1,220 | $1,300 |
| 3 Bed Rent | $1,650 | $1,790 |
| 4 Bed Rent | $2,250 | $2,380 |
% of Rental Stock
Property Listings — Pass Christian, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Pass Christian, MS is 83. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $449,000 | -3.0% |
Listing Count | 129 | -3.0% |
| Listings as % of Homes | 1.2% | -3.0% |
Days on Market | 83 | -4.0% |
Demographics — Pass Christian, MS
As of the latest ACS Survey released in 2023, Pass Christian, MS has a population of 13,900, which has increased by 1.4% over the past 5 years. Pass Christian, MS is a moderately popular place for families, as children make up 23.0% of the population. The area has a moderately educated workforce, with 33.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,900 | 1.4% |
% Under 18 | 23.0% | 7.0% |
% Seniors | 20.0% | 11.7% |
% WFH | 8.8% | 87.2% |
% w/ College Degree | 33.0% | 40.4% |
As of the latest ACS Survey released in 2023, Pass Christian, MS is a predominantly white area, with 72.7% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Pass Christian, MS is black, making up 17.5% of the population. Foreign-born residents account for 2.3% of the population in Pass Christian, MS, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.7% | -5.7% |
% Black | 17.5% | 2.3% |
% Hispanic | 6.7% | 509.1% |
% Asian | 0.8% | -65.2% |
% Foreign Born | 2.3% | 0.0% |
Mortgage and Risk — Pass Christian, MS
According to HUD data as of 2023, there were 235 mortgage originations in Pass Christian, MS, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Pass Christian, MS. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 235 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 3.0% |
% Second Loans | 16.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Pass Christian, MS
As of 2024, the percent of homes in Pass Christian, MS under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Pass Christian, MS, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 101 |
Total Units Section 8 | 101 |
% Rentals under Section 8 | 10.5% |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$180 | $1,050 | $870 |
| 2 Bedroom | -$130 | $1,220 | $1,090 |
| 3 Bedroom | -$240 | $1,650 | $1,410 |
| 4 Bedroom | -$750 | $2,250 | $1,500 |
Affordability — Pass Christian, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $298,000 |
| Median Household Income | $64,500 |