Georgetown, GA—39854
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Georgetown, GA
Georgetown, GA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $121,000 | -8.4% |
| Single Family | $121,000 | -7.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $92,000 | -8.0% |
3 Bed | $178,000 | 0.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Georgetown, GA
Georgetown, GA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Georgetown, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Georgetown, GA is 90. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $594,000 | 125.0% |
Listing Count | 24 | 12.0% |
| Listings as % of Homes | 0.4% | 12.0% |
Days on Market | 90 | -30.0% |
Demographics — Georgetown, GA
As of the latest ACS Survey released in 2023, Georgetown, GA has a population of 2,300, which has decreased by -4.0% over the past 5 years. Georgetown, GA is a less popular place for families, as children make up 8.8% of the population. The area has a poorly educated workforce, with 8.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,300 | -4.0% |
% Under 18 | 8.8% | -54.9% |
% Seniors | 35.6% | 44.1% |
% WFH | 2.9% | -21.6% |
% w/ College Degree | 8.0% | -14.9% |
As of the latest ACS Survey released in 2023, Georgetown, GA is a predominantly white area, with 49.5% of the population identifying as white. The white population has grown by 19.0% in the last 5 years. The second most common race or ethnicity in Georgetown, GA is black, making up 48.5% of the population. Foreign-born residents account for 0.5% of the population in Georgetown, GA, and this percentage has decreased by 90.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.5% | 19.0% |
% Black | 48.5% | -2.4% |
% Hispanic | 1.1% | 266.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.5% | -90.2% |
Mortgage and Risk — Georgetown, GA
According to HUD data as of 2023, there were 31 mortgage originations in Georgetown, GA, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Georgetown, GA. Investor activity is high, as 19.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 31 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 19.0% |
% Second Loans | 19.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Georgetown, GA
Georgetown, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,370 |
Affordability — Georgetown, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $121,000 |
| Median Household Income | $41,000 |