Howard, OH 43028 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Howard, OH—43028

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$310,000

3.8% YoY Growth

Household Income

$89,500

51.6% YoY Growth

Days on Market

61.0% Longer YoY

Home Price Forecast

3.3%

Median Rent

$3,300

4.6% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$2,000

N/A

Home Price Trends — Howard, OH

As of Dec '25, the median home price in Howard, OH is $310,000, with a year-over-year change of 3.8%. This indicates that home prices in Howard, OH are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$310,000	3.8%
Single Family	$310,000	3.7%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Howard, OH

As of July '25, Rentcast reports the average rent in Howard, OH is $4,520, with a year-over-year rent change of 4.6%. Per bedroom, the median rent as of July '25 in Howard, OH is 3-bedrooms: $2,650. The most common rental property sizes in Howard, OH are 3-bedroom and 2-bedroom, accounting for 80.3% and 15.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$3,300	$4,520
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,000	$2,650
4 Bed Rent	N/A	N/A

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% of Rental Stock

2 Bedrooms

15.4%

3 Bedrooms

80.3%

4 Bedrooms

4.3%

Property Listings — Howard, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Howard, OH is 66. This is a increase of 48.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$438,000	7.0%
Listing Count	51	15.0%
Listings as % of Homes	0.5%	15.0%
Days on Market	92	61.0%

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Demographics — Howard, OH

As of the latest ACS Survey released in 2023, Howard, OH has a population of 8,060, which has decreased by -3.3% over the past 5 years. Howard, OH is a popular place for families, as children make up 26.2% of the population. The area has a moderately educated workforce, with 28.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	8,060	-3.3%
% Under 18	26.2%	7.8%
% Seniors	18.7%	-11.4%
% WFH	12.7%	60.8%
% w/ College Degree	28.3%	36.7%

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As of the latest ACS Survey released in 2023, Howard, OH is a predominantly white area, with 92.5% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Howard, OH is asian, making up 2.0% of the population. Foreign-born residents account for 1.6% of the population in Howard, OH, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	92.5%	-4.1%
% Black	1.4%	55.6%
% Hispanic	1.7%	88.9%
% Asian	2.0%	566.7%
% Foreign Born	1.6%	0.0%

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Mortgage and Risk — Howard, OH

According to HUD data as of 2023, there were 200 mortgage originations in Howard, OH, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Howard, OH. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	200
% Conventional Loans	78.0%
% Government Loans	22.0%
% Investor Loans	1.0%
% Second Loans	14.0%
% Cash Out Refinance	16.0%

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Rentals and Section 8 — Howard, OH

Howard, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	32
Total Units Section 8	32
% Rentals under Section 8	N/A
% Occupied Section 8	85.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,040
2 Bedroom	N/A	N/A	$1,350
3 Bedroom	-$240	$2,000	$1,760
4 Bedroom	N/A	N/A	$1,790

Howard, OH—43028

Key Metrics at a Glance

Home Price Trends — Howard, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Howard, OH

% of Rental Stock

Property Listings — Howard, OH

Demographics — Howard, OH

Race and Ethnicity

Mortgage and Risk — Howard, OH

Mortgages

Rentals and Section 8 — Howard, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Howard, OH

Home Price to Income Ratio

Howard, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Danville, OH

Gambier, OH

Gambier, OH

Bladensburg

Walhonding, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3
Median Home Price	$310,000
Median Household Income	$89,500

Howard, OH—43028

Key Metrics at a Glance

Home Price Trends — Howard, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Howard, OH

% of Rental Stock

Property Listings — Howard, OH

Demographics — Howard, OH

Race and Ethnicity

Mortgage and Risk — Howard, OH

Mortgages

Rentals and Section 8 — Howard, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Howard, OH

Home Price to Income Ratio

Howard, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Danville, OH

Gambier, OH

Gambier, OH

Bladensburg

Walhonding, OH

Frequently Asked Questions

What is the average home price in Howard, OH 43028?

How have home prices in Howard, OH 43028 changed over the past year?

What is the home price projection for Howard, OH 43028?

What are the demographics of Howard, OH 43028?

How long does it take homes to sell in Howard, OH 43028?

What is the average rent price in Howard, OH 43028?