University Heights, Cincinnati, OH45219

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$264,000
3.0% YoY Growth
Median Household Income
$35,900
33.4% 5-Year Growth
Days on Market
75
65.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$1,600
7.3% YoY Growth
1-Bed Rent
$950
7.6% YoY Growth
2-Bed Rent
$1,500
5.6% YoY Growth
3-Bed Rent
$2,100
10.6% YoY Growth

Other Zip Codes in University Heights, Cincinnati, OH

Property Listings — University Heights, Cincinnati, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in University Heights, Cincinnati, OH is 75. This is a increase of 65.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$329,000-32.0%
Listing Count
3527.0%
Listings as % of Homes0.2%27.0%
Days on Market
7565.0%
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Demographics — University Heights, Cincinnati, OH

As of the latest ACS Survey released in 2023, University Heights, Cincinnati, OH has a population of 19,300, which has increased by 7.2% over the past 5 years. University Heights, Cincinnati, OH is a less popular place for families, as children make up 5.1% of the population. The area has a highly educated workforce, with 49.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,3007.2%
% Under 18
5.1%-27.1%
% Seniors
5.1%21.4%
% WFH
10.4%96.2%
% w/ College Degree
49.9%32.7%
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As of the latest ACS Survey released in 2023, University Heights, Cincinnati, OH is a predominantly white area, with 66.9% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in University Heights, Cincinnati, OH is black, making up 16.2% of the population. Foreign-born residents account for 9.9% of the population in University Heights, Cincinnati, OH, and this percentage has increased by 37.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
66.9%-0.3%
% Black
16.2%-27.4%
% Hispanic
4.1%28.1%
% Asian
7.7%57.1%
% Foreign Born
9.9%37.5%
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Mortgage and Risk — University Heights, Cincinnati, OH

According to HUD data as of 2023, there were 102 mortgage originations in University Heights, Cincinnati, OH, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in University Heights, Cincinnati, OH. Investor activity is high, as 25.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
102
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
25.0%
% Second Loans
3.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — University Heights, Cincinnati, OH

As of 2024, the percent of homes in University Heights, Cincinnati, OH under the Section 8 program is 3.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in University Heights, Cincinnati, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
188
Total Units Section 8
178
% Rentals under Section 8
3.3%
% Occupied Section 8
86.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$170$950$1,120
2 Bedroom-$50$1,500$1,450
3 Bedroom-$180$2,100$1,920
4 Bedroom$120$2,000$2,120

Affordability — University Heights, Cincinnati, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.4
Median Home Price$264,000
Median Household Income$35,900

University Heights, Cincinnati, OH — ZIP Code Boundary Map

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Frequently Asked Questions