Dayton, OH—45402
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $73,000 | -5.2% |
| Single Family | $68,000 | -5.6% |
| Condos | $265,000 | 3.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $61,000 | -4.7% |
3 Bed | $72,000 | -5.3% |
4 Bed | $86,000 | 1.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $1,120, with a year-over-year rent change of -7.4%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $938, 1-bedrooms: $1,020, 2-bedrooms: $1,130, 3-bedrooms: $1,160, 4-bedrooms: $1,580. The most common rental property sizes in Dayton, OH are 1-bedroom and 3-bedroom, accounting for 44.2% and 21.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,120 |
| Studio Rent | $975 | $938 |
| 1 Bed Rent | $944 | $1,020 |
| 2 Bed Rent | $900 | $1,130 |
| 3 Bed Rent | $1,000 | $1,160 |
| 4 Bed Rent | $1,550 | $1,580 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 78. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $177,000 | 23.0% |
Listing Count | 63 | 27.0% |
| Listings as % of Homes | 0.4% | 27.0% |
Days on Market | 78 | -5.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 9,960, which has remained stable by -0.9% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 29.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,960 | -0.9% |
% Under 18 | 21.8% | 5.8% |
% Seniors | 12.6% | -3.1% |
% WFH | 16.0% | 357.1% |
% w/ College Degree | 29.7% | 34.4% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly black area, with 56.8% of the population identifying as black. The black population has shrunk by 18.9% in the last 5 years. The second most common race or ethnicity in Dayton, OH is white, making up 32.4% of the population. Foreign-born residents account for 4.5% of the population in Dayton, OH, and this percentage has increased by 60.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 32.4% | 31.7% |
% Black | 56.8% | -18.9% |
% Hispanic | 5.4% | 170.0% |
% Asian | 0.5% | 0.0% |
% Foreign Born | 4.5% | 60.7% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 100 mortgage originations in Dayton, OH, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 10.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 100 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 10.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 32.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton, OH, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,206 |
Total Units Section 8 | 988 |
% Rentals under Section 8 | 32.9% |
% Occupied Section 8 | 89.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$64 | $944 | $880 |
| 2 Bedroom | $220 | $900 | $1,120 |
| 3 Bedroom | $450 | $1,000 | $1,450 |
| 4 Bedroom | $50 | $1,550 | $1,600 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.5 |
| Median Home Price | $73,000 |
| Median Household Income | $45,400 |