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  4. /Dayton, OH - 45406

Dayton, OH—45406

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$92,000
1.4% YoY Growth
Household Income
$43,200
56.7% YoY Growth
Days on Market
44
40.0% Longer YoY
Home Price Forecast
N/A
Median Rent
$825
1.0% YoY Growth
1-Bed Rent
$740
7.6% YoY Growth
2-Bed Rent
$895
4.9% YoY Growth
3-Bed Rent
$1,200
3.6% YoY Growth

Other Zip Codes in Dayton, OH

4541045405454144540345459454024540445417
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Dayton, OH

Dayton, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$92,0001.4%
Single Family $92,0001.1%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
N/AN/A

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  • Affordability
  • Rentals and Section 8
    • 2 Bed
    $69,000
    3.0%
    3 Bed
    		$98,0003.2%
    4 Bed
    		$126,0004.1%
    5 Bed $159,0312.9%
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    % of Housing Stock

    Studio
    2.4%
    1 Bedroom
    17.1%
    2 Bedrooms
    26.3%
    3 Bedrooms
    40.1%
    4 Bedrooms
    11.9%
    5+ Bedrooms
    2.1%

    Rental Trends — Dayton, OH

    As of July '25, Rentcast reports the average rent in Dayton, OH is $907, with a year-over-year rent change of -1.0%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $667, 1-bedrooms: $747, 2-bedrooms: $879, 3-bedrooms: $1,160, 4-bedrooms: $1,460. The most common rental property sizes in Dayton, OH are 2-bedroom and 3-bedroom, accounting for 32.7% and 30.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$825$907
    Studio Rent $665$667
    1 Bed Rent $740$747
    2 Bed Rent $895$879
    3 Bed Rent $1,200$1,160
    4 Bed Rent $1,300$1,460
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    % of Rental Stock

    Studio
    4.6%
    1 Bedroom
    27.0%
    2 Bedrooms
    32.7%
    3 Bedrooms
    30.5%
    4 Bedrooms
    4.7%
    5+ Bedrooms
    0.6%

    Property Listings — Dayton, OH

    As of May '26, Realtor.com reports that the median days on market for a home in Dayton, OH is 44. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$129,00013.0%
    Listing Count
    		11242.0%
    Listings as % of Homes0.6%42.0%
    Days on Market
    		4440.0%
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    Demographics — Dayton, OH

    As of the latest ACS Survey released in 2023, Dayton, OH has a population of 20,300, which has increased by 4.3% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		20,3004.3%
    % Under 18
    		24.1%9.0%
    % Seniors
    		17.4%5.5%
    % WFH
    		8.9%64.8%
    % w/ College Degree
    		21.1%16.6%
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    As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly black area, with 75.2% of the population identifying as black. The black population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Dayton, OH is white, making up 16.2% of the population. Foreign-born residents account for 2.5% of the population in Dayton, OH, and this percentage has increased by 19.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		16.2%25.6%
    % Black
    		75.2%-6.5%
    % Hispanic
    		2.9%45.0%
    % Asian
    		0.3%200.0%
    % Foreign Born
    		2.5%19.0%
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    Mortgage and Risk — Dayton, OH

    According to HUD data as of 2023, there were 236 mortgage originations in Dayton, OH, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 10.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		236
    % Conventional Loans
    		67.0%
    % Government Loans
    		33.0%
    % Investor Loans
    		10.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Dayton, OH

    As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 17.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dayton, OH, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		1,297
    Total Units Section 8
    		916
    % Rentals under Section 8
    		17.9%
    % Occupied Section 8
    		85.7%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$40$740$780
    2 Bedroom$95$895$990
    3 Bedroom$80$1,200$1,280
    4 Bedroom$110$1,300$1,410

    Affordability — Dayton, OH

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2
    Median Home Price$92,000
    Median Household Income$43,200

    Dayton, OH — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions