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  4. /Dayton, OH - 45405

Dayton, OH—45405

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$91,000
7.4% YoY Growth
Household Income
$41,900
49.2% YoY Growth
Days on Market
45
45.0% Longer YoY
Home Price Forecast
N/A
Median Rent
$900
4.6% YoY Growth
1-Bed Rent
$750
7.7% YoY Growth
2-Bed Rent
$900
3.4% YoY Growth
3-Bed Rent
$1,100
11.7% YoY Growth

Other Zip Codes in Dayton, OH

4541045414454034545945402454044540645417
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Dayton, OH

Dayton, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$91,000-7.4%
Single Family $91,000-8.1%
Condos $82,000-3.5%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
N/AN/A

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  • Affordability
  • Rentals and Section 8
    • 2 Bed
    $76,000
    -7.3%
    3 Bed
    		$94,000-7.8%
    4 Bed
    		$130,000-3.0%
    5 Bed $161,525-2.9%
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    % of Housing Stock

    Studio
    3.1%
    1 Bedroom
    19.7%
    2 Bedrooms
    33.7%
    3 Bedrooms
    34.1%
    4 Bedrooms
    8.0%
    5+ Bedrooms
    1.3%

    Rental Trends — Dayton, OH

    As of July '25, Rentcast reports the average rent in Dayton, OH is $941, with a year-over-year rent change of 4.6%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $981, 1-bedrooms: $755, 2-bedrooms: $934, 3-bedrooms: $1,150, 4-bedrooms: $1,600. The most common rental property sizes in Dayton, OH are 2-bedroom and 1-bedroom, accounting for 45.7% and 26.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$900$941
    Studio Rent $1,080$981
    1 Bed Rent $750$755
    2 Bed Rent $900$934
    3 Bed Rent $1,100$1,150
    4 Bed Rent $1,550$1,600
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    % of Rental Stock

    Studio
    2.2%
    1 Bedroom
    26.2%
    2 Bedrooms
    45.7%
    3 Bedrooms
    21.2%
    4 Bedrooms
    4.1%
    5+ Bedrooms
    0.5%

    Property Listings — Dayton, OH

    As of May '26, Realtor.com reports that the median days on market for a home in Dayton, OH is 45. This is a increase of 45.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$115,000-3.0%
    Listing Count
    		10154.0%
    Listings as % of Homes0.4%54.0%
    Days on Market
    		4545.0%
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    Demographics — Dayton, OH

    As of the latest ACS Survey released in 2023, Dayton, OH has a population of 19,300, which has increased by 14.7% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 20.3% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		19,30014.7%
    % Under 18
    		20.3%-5.1%
    % Seniors
    		15.4%19.4%
    % WFH
    		7.5%226.1%
    % w/ College Degree
    		19.1%19.4%
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    As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly black area, with 67.7% of the population identifying as black. The black population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Dayton, OH is white, making up 22.5% of the population. Foreign-born residents account for 3.0% of the population in Dayton, OH, and this percentage has increased by 30.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		22.5%-14.1%
    % Black
    		67.7%3.5%
    % Hispanic
    		3.1%-16.2%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		3.0%30.4%
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    Mortgage and Risk — Dayton, OH

    According to HUD data as of 2023, there were 205 mortgage originations in Dayton, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 11.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		205
    % Conventional Loans
    		72.0%
    % Government Loans
    		28.0%
    % Investor Loans
    		11.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		10.0%
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    Rentals and Section 8 — Dayton, OH

    As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 9.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton, OH, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		688
    Total Units Section 8
    		532
    % Rentals under Section 8
    		9.7%
    % Occupied Section 8
    		87.5%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$30$750$720
    2 Bedroom$30$900$930
    3 Bedroom$100$1,100$1,200
    4 Bedroom-$230$1,550$1,320

    Affordability — Dayton, OH

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.2
    Median Home Price$91,000
    Median Household Income$41,900

    Dayton, OH — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions