Trotwood, OH 45426 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Trotwood, OH—45426

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$173,000

9.5% YoY Growth

Household Income

$51,500

54.2% YoY Growth

Days on Market

1.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$965

5.6% YoY Growth

1-Bed Rent

$895

33.5% YoY Growth

2-Bed Rent

$980

0.5% YoY Growth

3-Bed Rent

$1,300

19.6% YoY Growth

Other Zip Codes in Trotwood, OH

45416

Home Price Trends — Trotwood, OH

Trotwood, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$173,000	9.5%
Single Family	$177,000	9.9%
Condos	$77,000	-6.1%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Trotwood, OH

As of July '25, Rentcast reports the average rent in Trotwood, OH is $1,020, with a year-over-year rent change of -5.6%. Per bedroom, the median rent as of July '25 in Trotwood, OH is studios: $775, 1-bedrooms: $868, 2-bedrooms: $985, 3-bedrooms: $1,340, 4-bedrooms: $1,350. The most common rental property sizes in Trotwood, OH are 2-bedroom and 3-bedroom, accounting for 50.0% and 22.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$965	$1,020
Studio Rent	$775	$775
1 Bed Rent	$895	$868
2 Bed Rent	$980	$985
3 Bed Rent	$1,300	$1,340
4 Bed Rent	$1,350	$1,350

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% of Rental Stock

Studio

3.6%

1 Bedroom

19.6%

2 Bedrooms

50.0%

3 Bedrooms

22.0%

4 Bedrooms

3.8%

5+ Bedrooms

1.1%

Property Listings — Trotwood, OH

As of May '26, Realtor.com reports that the median days on market for a home in Trotwood, OH is 44. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$199,000	13.0%
Listing Count	33	-1.0%
Listings as % of Homes	0.3%	-1.0%
Days on Market	44	1.0%

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Demographics — Trotwood, OH

As of the latest ACS Survey released in 2023, Trotwood, OH has a population of 13,600, which has decreased by -13.7% over the past 5 years. Trotwood, OH is a moderately popular place for families, as children make up 20.4% of the population. The area has a poorly educated workforce, with 20.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	13,600	-13.7%
% Under 18	20.4%	-12.8%
% Seniors	23.5%	17.5%
% WFH	6.8%	353.3%
% w/ College Degree	20.7%	19.0%

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As of the latest ACS Survey released in 2023, Trotwood, OH is a predominantly black area, with 69.1% of the population identifying as black. The black population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Trotwood, OH is white, making up 21.8% of the population. Foreign-born residents account for 3.3% of the population in Trotwood, OH, and this percentage has increased by 83.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	21.8%	11.2%
% Black	69.1%	-5.6%
% Hispanic	1.4%	-36.4%
% Asian	1.7%	325.0%
% Foreign Born	3.3%	83.3%

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Mortgage and Risk — Trotwood, OH

According to HUD data as of 2023, there were 275 mortgage originations in Trotwood, OH, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Trotwood, OH. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	275
% Conventional Loans	67.0%
% Government Loans	33.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Trotwood, OH

As of 2024, the percent of homes in Trotwood, OH under the Section 8 program is 16.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Trotwood, OH, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD	465
Total Units Section 8	465
% Rentals under Section 8	16.6%
% Occupied Section 8	88.5%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$125	$895	$770
2 Bedroom	$0	$980	$980
3 Bedroom	-$40	$1,300	$1,260
4 Bedroom	$50	$1,350	$1,400

Trotwood, OH—45426

Key Metrics at a Glance

Other Zip Codes in Trotwood, OH

Home Price Trends — Trotwood, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Trotwood, OH

% of Rental Stock

Property Listings — Trotwood, OH

Demographics — Trotwood, OH

Race and Ethnicity

Mortgage and Risk — Trotwood, OH

Mortgages

Rentals and Section 8 — Trotwood, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Trotwood, OH

Home Price to Income Ratio

Trotwood, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Trotwood, OH

Englewood, OH

Clayton, OH

Dayton, OH

Dayton, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.5
Median Home Price	$173,000
Median Household Income	$51,500

Trotwood, OH—45426

Key Metrics at a Glance

Other Zip Codes in Trotwood, OH

Home Price Trends — Trotwood, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Trotwood, OH

% of Rental Stock

Property Listings — Trotwood, OH

Demographics — Trotwood, OH

Race and Ethnicity

Mortgage and Risk — Trotwood, OH

Mortgages

Rentals and Section 8 — Trotwood, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Trotwood, OH

Home Price to Income Ratio

Trotwood, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Trotwood, OH

Englewood, OH

Clayton, OH

Dayton, OH

Dayton, OH

Frequently Asked Questions

What is the average home price in Trotwood, OH 45426?

How have home prices in Trotwood, OH 45426 changed over the past year?

What is the home price projection for Trotwood, OH 45426?

What are the demographics of Trotwood, OH 45426?

How long does it take homes to sell in Trotwood, OH 45426?

What is the average rent price in Trotwood, OH 45426?