Beavercreek, OH45430

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$305,000
2.9% YoY Growth
Median Household Income
$108,000
15.8% 5-Year Growth
Days on Market
48
81.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,800
6.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,800
74.8% YoY Growth
3-Bed Rent
N/A
N/A

Other Zip Codes in Beavercreek, OH

Property Listings — Beavercreek, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Beavercreek, OH is 48. This is a increase of 81.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$351,000-11.0%
Listing Count
22-6.0%
Listings as % of Homes0.5%-6.0%
Days on Market
4881.0%
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Demographics — Beavercreek, OH

As of the latest ACS Survey released in 2023, Beavercreek, OH has a population of 7,170, which has decreased by -1.6% over the past 5 years. Beavercreek, OH is a moderately popular place for families, as children make up 21.1% of the population. The area has a highly educated workforce, with 51.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,170-1.6%
% Under 18
21.1%-5.4%
% Seniors
22.8%16.3%
% WFH
16.5%139.1%
% w/ College Degree
51.8%18.0%
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As of the latest ACS Survey released in 2023, Beavercreek, OH is a predominantly white area, with 88.2% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Beavercreek, OH is asian, making up 3.0% of the population. Foreign-born residents account for 5.9% of the population in Beavercreek, OH, and this percentage has increased by 59.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.2%-1.0%
% Black
2.9%52.6%
% Hispanic
1.7%-22.7%
% Asian
3.0%-31.8%
% Foreign Born
5.9%59.5%
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Mortgage and Risk — Beavercreek, OH

According to HUD data as of 2023, there were 211 mortgage originations in Beavercreek, OH, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Beavercreek, OH. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
211
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Beavercreek, OH

Beavercreek, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
112
Total Units Section 8
50
% Rentals under Section 8
8.4%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,050
2 Bedroom-$460$1,800$1,340
3 BedroomN/AN/A$1,730
4 BedroomN/AN/A$1,910

Affordability — Beavercreek, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$305,000
Median Household Income$108,000

Beavercreek, OH — ZIP Code Boundary Map

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Frequently Asked Questions